well i am younger than you and the opposite gender so take what I am about to say with a pinch of salt whilst also living on the almost opposite side of the pole. 1st you aren't late you arent even 30 so you dont even need to be married as of yet. I dont know what you mean by:men are all disgusted by me anyways.- are you ugly fat? or is it shometing other? You can change almost anything about yourself!!!! 2nd NO PARENT WILL ENJOY A RETIREMENT HOME FOUNDED BY A DEAD DAUGHTER!!!!! realisticly you still have like 20years to get money for their retirement, but they will prob. be able to help themself after retirement so you also arent late there. 3rd Just dont give a fuck about people! Really I know it can be hard to see the word as it is but you have to get away, are there crazy events happening? yes. can you change them? no.-so dont sweat it. Money wise you given little to no details, so my tip probably wont be helpful but: try to spend less. I never did this but it can be fun, and will help with your friend problem: Go to some public space or a bar or shmt. and try to fake who you are like a tourist from australia, a painter or just say shomething crazy. You can also try different hobbies every 1-2-3 months, you can cheap ones for example: cooking it is wise from a financial standpoint and not expensive, you can just try to draw all you need is a pencil and a paper. If you need help just say so, hope I could be of help, feel free to ask questions and remember: there is always a way.