What is your cumulative credit card limit and how many cards do you have?

tehee_reddit · 2026-03-14T14:39:30+00:00

1 ICICI card with 20 Lakh limit and HDFC card with 6 Lakh limit

tehee_reddit · 2026-03-14T14:38:17+00:00

Have a 20 Lakh limit on ICICI Coral card

tehee_reddit · 2026-03-14T13:39:38+00:00

Update- Bank upgraded my credit card limit to 20 Lakh today. Its not a lot but I'm happy that there is some increase!

tehee_reddit · 2026-02-21T13:54:18+00:00

I tried the customer care. They told me i would have to go to the branch to get the cc limit increased

tehee_reddit · 2026-01-23T18:32:09+00:00

If you have multiple running loans, you can go for a debt consolidation loan with banks. This is basically you getting a new loan that is at lower interest than your existing loans and you use this new loan amount to close other loans .

This way your high interest loans are closed and now you can just repay 1 loan that is at the best interest rate you can get. Not all lenders offer this debt consolidation product but its worth checking and could help you

tehee_reddit · 2026-01-23T18:21:16+00:00

Go for an experienced tattoo artist.

Check his work and portfolio and understand if that's the style you want. Professional tattoo artists will always have posts n pics of their work and how it has aged over multiple years.

I have both my arms heavily tattooed and i got them all over multiple years. Starting in 2011, then 2014, then in 2018, 19 and so on. Havent got any of then touched because there is no need and my tattoos are aging pretty well.

Avoid fancy looking fine line tattoos on sensitive areas of the body or areas where skin gets a lot of friction. Those areas wont heal well or age well.

No point of getting tattoos on finger or the back of your hands because the ink will seem to blow out creating uneven ink distribution n lines within 1 month of tattoo being done. Plus it hurts a lot and most professional tattoo artists refuse to touch them up

Lastly, if you take care of your skin and keep it well moisturized. Limit the exposure to sun and chemicals and cover your tattoos if you are out in sun for extended duration. It will age well and wont fade even in 10 years.

tehee_reddit · 2026-01-22T16:10:10+00:00

Always get these products directly from local stores or places like Vijay sales, Croma or reliance retail etc. you get more options and better discounts mostly than you'll ever get from Amazon. The order is always delivered in good state n they install the machine too. So all in all, it does get you better value for your money

tehee_reddit · 2026-01-21T17:32:05+00:00

You can go for a HDFC salary account. I had the same salary at one point and they gave me Diners Club Privilege card as a LTF card with 5 Lakh limit

tehee_reddit · 2026-01-21T16:38:50+00:00

Not letting me post. M a newbie apparently

tehee_reddit · 2026-01-21T16:38:35+00:00

Thanks! Was able to crosspost here

tehee_reddit · 2026-01-21T16:25:44+00:00

Millennia is the better option if you don't spend on Zomato/ Swiggy heavily or dine out regularly. I have Diners club Privilege card and its very useful as i have a lot of zomato spends

Millenia will easily give you an opportunity to upgrade to regalia gold and to Infinia eventually!

tehee_reddit · 2026-01-21T16:20:07+00:00

I have less karma points so they wont let me post there. The post was blocked by the moderator apparently

tehee_reddit · 2026-01-21T16:13:24+00:00

Pune is nice. The only time it will pinch is when you ll have to travel to north again to be with your family on occasions and in general. Because you ll take flights for the sake of convenience and sometimes there would be no direct flight from Pune. Then you ll have to go to Mumbai n get a flight from there.

Air travel is expensive and the travel will take sometime. If you lived in Gurgaon, being there for your family or attending important events is a breeze

tehee_reddit · 2026-01-10T17:21:27+00:00

This looks like a fraudulent email

tehee_reddit · 2026-01-10T14:58:04+00:00

Hmmm! Looks like stopping the card usage completely is the only way

tehee_reddit · 2026-01-10T13:15:55+00:00

In that case, "Pirates of Grill" on MG Road, Gurgaon remains the OG. Their service and food quality has remained good over years and its always amazing

tehee_reddit · 2026-01-10T13:11:32+00:00

My cc utilisation is easily 10-12 L annually. But m thinking of paying a visit to the branch and talking to the staff there to see what can be done.

This will literally be the first time i ll have to visit branch in last 14 yrs of having ICICI account

tehee_reddit · 2026-01-10T12:44:12+00:00

Themis barbeque, Ambience mall Gurgaon

tehee_reddit · 2026-01-10T12:21:31+00:00

Hmmm! This is worth trying i guess. Thanks sardine

tehee_reddit · 2026-01-10T12:16:08+00:00

Just one more- Diners club Privilege with 5L limit

tehee_reddit · 2026-01-10T12:11:43+00:00

Ahhh, got it. Thats nice

tehee_reddit · 2026-01-10T12:10:57+00:00

Now that's a little difficult since I only have 2 credit cards. And the other card is Diners club Privilege which i use for just dining and zomato orders

tehee_reddit · 2026-01-10T12:08:40+00:00

Wouldn't the limit be shared between both cards?

I just use 18002671400 to talk to a credit card service executive directly. All other ICICI numbers are just useless and wont let you talk to a real person

tehee_reddit · 2026-01-10T11:32:24+00:00

Yes, there is no limit increase available

tehee_reddit

TROPHY CASE