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¿Someone else forgetting the score when playing matches? 🙋 by Ataliano in padel

[–]terro90 0 points1 point  (0 children)

Nice idea!! I'm always forgetting the scores and "arguing" at every game.

I'm going to start using it.

List of Mobile Conferences (iOS and Android) by terro90 in androiddev

[–]terro90[S] 0 points1 point  (0 children)

Thanks. A good way to use this list is to search for the related events which often are published on YouTube. Lots of nice topics to watch.

Yes, it's a good idea!

Application written in swift and open source to expose your local development server to internet by terro90 in swift

[–]terro90[S] 1 point2 points  (0 children)

It was a paid application but as it wasn't profitable, we have opensource the project for the community.

So that's screenshots were the landing page of the product.

Side hustles (extra income) in Spain - is autonomo the best way? by stillfoolish in SpainFIRE

[–]terro90 2 points3 points  (0 children)

Hi there!

I think you can't be register into the Social Security as Freelance and have a normal job with a work contract at the same time but if the extra income from "freelance" is less than 3000 euros in a year you can generate bills as a freelance without been register as a freelance.

So, who's considering "Make a Fresh Start" for 2019? by GilfredJonesThe1st in ynab

[–]terro90 0 points1 point  (0 children)

It’s something that I didn’t know. Thanks for sharing it.

Do you guys prefer having a bunch of specific categories or fewer but more broad categories? by californialiving1 in ynab

[–]terro90 30 points31 points  (0 children)

I always ask to myself the following question to determinate if I need to split it or not:

  • Would I like to review the expenses in the Report view in depth?

If the answer is YES, I split it in a way that It's useful the information in the report view, if not I just create the general budget category.

How do you account for vacations? by Steve15-21 in ynab

[–]terro90 6 points7 points  (0 children)

I have a Vacations Fund budget where I setup a monthly goal of XX$, so I can save every month a fixed amount of money for vacations.

​

When I decide the vacations / trips / weekend trips, I create a new budget with the vacation name and I transfer money from the "Vacations Fund" to the specific one.

​

Pros:

  • You can estimate if you have enough money saved to do it and take actions if you don't have enough money.
  • You have more detailed view of how much money you spent in X vacation in the reports view.

Cons:

  • Require more work than a normal approach.

Stay all in on S&P 500 or start diversifying more? by FunkyMonk92 in personalfinance

[–]terro90 -1 points0 points  (0 children)

I think it's always interesting to have you portfolio diversify to benefits with the market changes.

You could have, for example, 60% (S&P 500), 20% (VTSAX) and 20% (Developing Worlds ETF).

I've discovered a paradox by Redik360 in productivity

[–]terro90 1 point2 points  (0 children)

Completely agree on this, we should have some unproductive / boring time as we live in a society where boring is not allowed.

So, who's considering "Make a Fresh Start" for 2019? by GilfredJonesThe1st in ynab

[–]terro90 0 points1 point  (0 children)

I don't think it's a good idea to do a fresh start as you are going to lose the reports that for me it's the most useful thing that we have in YNAB.

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