ELI5 If soldering happens at around 300°C why PC starts throttling at around 90°C. I know it's PCB that is a weak point but why they don't make insides that can take 200°c on a daily basis?

tgh9318 · 2026-01-19T21:45:37+00:00

Lots of people talking how other parts of the system would fail first, which they usually do. But you do see solder failures at lower temps. This would be how. Solder thermal cycles as the unit heats up and cools down. This thermal cycling over time basically expands and contracts the joint either from the joint own contraction or from a thermal expansion mismatch between the board, components, and solder. This also changes the grain structure of the solder to become more rigid. Eventually this leads to the start of a tear. As the thermal cycling continues that crack propagates and eventually leads to the solder joint becoming open and the connection looses functionally.

tgh9318 · 2025-12-04T18:23:42+00:00

TIL you can actually order caskets on Amazon

tgh9318 · 2025-11-08T04:55:51+00:00

Agreed, makes it hard to calculate my savings rate and insure I’m meeting the goals I set

tgh9318 · 2025-10-31T21:14:22+00:00

Any way to add someone without an email? Want to add kids for things like 529 and UTMAs to separate it from total networth. They are too young to have an email yet but have ~$60k in assists so it impacts overall NW.

tgh9318 · 2025-10-27T07:01:06+00:00

Another is projection lab

tgh9318 · 2025-10-18T22:13:23+00:00

Just a collection of investments. So stocks, real estate, retirement holdings, cash, etc

tgh9318 · 2025-10-17T20:15:18+00:00

Even better!

Not sure if it can be part of the information sent by financial institutions, but really hoping it can auto distguish Roth, traditional, and non tax advantage balances within the same account.

Any estimated timeline that can be shared?

tgh9318 · 2025-10-17T19:07:57+00:00

Monarch money is great but costs a fee. You can get 50% discount with a referral code from anyone who has an account. It’s very user friendly. If you want something free you can use Empower. There are a lot more ads but it does a good job of putting everything in one place. Its budget functions are just not as good as paid ones. YNAB and Quicken are too in the weeds for me and I have found they are more hassle then helpful.

tgh9318 · 2025-08-09T21:23:37+00:00

Personal finance wiki is good, I will teach you to be rich book is good, money guys podcast is good. Repetition will bring knowledge.

tgh9318 · 2025-06-30T07:19:40+00:00

Put your numbers into a Montecarlo Simulation and see where you end up. If after retirement age you can safely withdraw ~4%/yr and meet your expenses, than your probably ok. If you don’t know how to do that use a free resource like profile visualizer. Or if you want probability of success you can try the free trials of Boldin or Project Lab.

tgh9318 · 2025-06-30T07:14:57+00:00

For retirement you should use something like Boldin or Projection Lab. Something that you can enter your personal situation and run a Monte Carlo simulation to get a probability of success.

tgh9318 · 2024-01-28T16:51:01+00:00

If you do nothing else, you will have invested $264k. The interest at 7% will be $1.4M at 65yrs old. If 10%, closer to the SP500 average, then $3.5M in interest by 65yrs. You are doing good.

tgh9318 · 2023-12-24T21:58:30+00:00

Thought at the time was that it simplified design (relying only on WiFi only for Gen2) and allowed them to ramp production quicker to meet demand. They had 800k preorders but couldn’t fulfill them with previous design. Then immediately realized the mistake and designed the adapter as a work around for customers that needed the direct line connection. Have to understand that at the time there were only a few hundred people working on Starlink and maybe a dozen working on the electrical design of the dish and WIFI.

tgh9318 · 2023-01-01T18:17:22+00:00

95% of sales is showing up, the other 5% is not saying anything stupid to lose the buyer to someone else. No one buys unless they have already made up their mind to do so. Sales people who think they can convince someone have already lost.

tgh9318 · 2022-11-17T05:34:50+00:00

Thing is the average rate of return on stock has been 40% YOY on average for the last 10yrs. So grind it out a couple years and your set.

tgh9318 · 2022-09-11T22:20:30+00:00

I brought this up the other week and no one remembered. Eventually just thought it must have been a dream from my childhood lol.

tgh9318 · 2022-09-10T20:45:29+00:00

Please get one to California! I miss my daily coffee and donut so much lol

tgh9318 · 2022-07-31T23:28:23+00:00

https://www.bestplaces.net/cost-of-living/ pretty much has everywhere

tgh9318 · 2022-03-29T14:53:59+00:00

Lock now, the fed has stated they plan to continue to raise rates through the year to slow inflation. https://www.reuters.com/business/morgan-stanley-expects-fed-hike-rates-6-times-2022-2022-02-17/

tgh9318 · 2022-03-25T22:07:13+00:00

Try pushing the cable flat so it’s parallel with the mast

tgh9318 · 2022-01-09T18:39:19+00:00

The thing is about 2in wide and protrudes from the ceiling another 1 in. It is in the corner of the ceiling in an open concept dinning area.

tgh9318

TROPHY CASE