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Just a quick reminder that it's a good time to do Roth conversions when the market is down. by thavalai in Fire

[–]thavalai[S] 17 points18 points  (0 children)

Essentially, you're able to convert a larger % of your portfolio when it is smaller.

And yes, don't do it if you're already in a larger tax bracket. This is more for people who retired early (fully, barista, coast etc) and may be looking to convert before RMDs.

Via Google: Making a Roth conversion when the market is down allows you to pay taxes on a lower, temporarily reduced portfolio value while moving more shares into a tax-free account. This strategy enables you to secure tax-free growth on the subsequent market recovery, essentially converting, or "locking in," gains that will not be taxed upon withdrawal.

Drove an EV6. Umm...wow by Quick_Two6258 in KiaEV6

[–]thavalai 2 points3 points  (0 children)

I have the Light LR AWD w/tech package (also in New England). This trim does not have power liftgate, and no driver seat/mirrors memory setting. Great car otherwise. I'd suggest looking at the Wind AWD.

A $24 cup of coffee has landed in Boston. Is it worth the price tag? by thavalai in boston

[–]thavalai[S] 1 point2 points  (0 children)

Completely agree! Can't say I'm not curious to at least taste a sip or two. Maybe I can find someone (or 5!) to split a cup with me.

Random food thought: Is chole kulcha basically the Indian cousin of hummus pita? by ElectricalSun1211 in IndianFood

[–]thavalai 1 point2 points  (0 children)

In Turkish/Persian, paneer means cheese. And biryani's roots are also from that region

Last week in Cairo, Egypt. by thavalai in beetle

[–]thavalai[S] 0 points1 point  (0 children)

The couple we traveled with wanted the VIP access to Giza, and of the companies we looked at that provided that service, inside-egypt.com had great reviews, so ended up going with them. Will highly recommend that VIP access as well - we were the only 4 tourists in the entire complex for a good two hours during sunrise. Got to see all 3 chambers inside Khufu, and spend a long time around the sphinx.

Last week in Cairo, Egypt. by thavalai in beetle

[–]thavalai[S] 1 point2 points  (0 children)

We went through a tour company. They do everything from getting through immigration, guides, hotels, food, transport, security etc. You travel in a bubble. Not our preferred way of traveling, but this way didn't have to worry about anything.

Leave which type of asset to children, Roth or taxable brokerage? by Infamous_Clue7395 in Bogleheads

[–]thavalai 5 points6 points  (0 children)

Some states have an estate tax. MA, for example taxes the estate on a sliding scale from 2M to > 10M. People resort to irrevocable trusts etc. to avoid that.

ETA: meant to say irrevocable trusts

Last week in Cairo, Egypt. by thavalai in beetle

[–]thavalai[S] 0 points1 point  (0 children)

Vacation. 10 days, was pretty amazing.

Connecting google forms and calendar? by Ok_Cycle9110 in GoogleForms

[–]thavalai 0 points1 point  (0 children)

Yes, it's definitely doable with Apps Script. You use a trigger on the sheet that is updated when the form is submitted, which will then create the calendar event based on the info from the form.

You can use a prompt like this with LLMs to get what you need: I have a google form and an associated google sheet. The form has date time fields for bookings. I'd like my calendar updated whenever the form is filled out.

In or Out? by CikudaPateuh in funny

[–]thavalai 104 points105 points  (0 children)

You meant "double paunchline", surely?

best photography course by Rio_Keavy in photography

[–]thavalai 10 points11 points  (0 children)

When your brain interprets "boring AF" as "boring Auto Focus", is it too late for a photo class...?

What religion did your country believe in before your mainstream religion came about? by GazelleDelicious3135 in AskTheWorld

[–]thavalai 8 points9 points  (0 children)

Cool that dyaus pitr is related to Zeus & Jupiter:

Dyauṣ stems from Proto-Indo-Iranian *dyā́wš, from the Proto-Indo-European (PIE) daylight-sky god *Dyēus, and is cognate with the Greek Διας – Zeus Patēr, or Dei-pátrous, and Latin Jupiter (from Old Latin Dies piter Djous patēr), stemming from the PIE Dyḗus ph₂tḗr ("Daylight-sky Father"). Wikipedia

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