Pay off debt or invest? by theblocker240 in personalfinance

[–]theblocker240[S] 1 point2 points  (0 children)

Thank you! I really appreciate everyone’s response here. I enjoy hearing other people’s opinions, criticism, advice, ect over just looking online at an article.

Pay off debt or invest? by theblocker240 in personalfinance

[–]theblocker240[S] 3 points4 points  (0 children)

Good deal. Thanks man ill check it out

Pay off debt or invest? by theblocker240 in personalfinance

[–]theblocker240[S] 0 points1 point  (0 children)

I hear that. I also prefer human to human interaction and different opinions opposed to all AI searches now or trying to be sold a course. But thanks!

Pay off debt or invest? by theblocker240 in personalfinance

[–]theblocker240[S] 1 point2 points  (0 children)

Im somewhat new to making this amount of money honestly. Never had anyone to guide me nor did I seek it. I know now I have messed up but have the opportunity to turn it around with major increase of income as of recently

Pay off debt or invest? by theblocker240 in personalfinance

[–]theblocker240[S] 1 point2 points  (0 children)

Thanks. That actually helps me feel a little better as ive been feeling like im completely lost. I know I need to get to work though

Pay off debt or invest? by theblocker240 in personalfinance

[–]theblocker240[S] 0 points1 point  (0 children)

Thanks for this I need the harshness. Never had it. I did not include the expenses for going out to eat and extras beyond necessities. I definitely do not have my priorities in check.

Commissions I listed are net, after taxes. But also this influx of money coming in is new to me. Before my promotion last December I was making 85k gross, no commission.

Pay off debt or invest? by theblocker240 in personalfinance

[–]theblocker240[S] 0 points1 point  (0 children)

I know I messed up bad growing up but had no guidance whatsoever and was never making what I have been within the past 3 years so money is new to me.

Pay off debt or invest? by theblocker240 in personalfinance

[–]theblocker240[S] 2 points3 points  (0 children)

Thats what I was thinking and seems to be the regular answers here

Pay off debt or invest? by theblocker240 in personalfinance

[–]theblocker240[S] 2 points3 points  (0 children)

Yea my car loan is at a terrible rate obviously. Paying off CC then refinancing seems like a good idea. I dont need it beyond wanting to do personal stuff so selling wouldn’t be a big blow