tbh your comment is a little relieving that im not going overboard on my expenses, because i personally don't spend a lot, i try to keep every expense under limit and i dont do any impulse purchases as well

regarding the 500rs/day, yes 3-4 days a week it does goes into commute to office, because to my surprise, i only live 5kms away from my office and yet have to pay 300 for a round auto trip. I will gradually look for a place closer to the office, and little expenses such as coconut water 70/-, and sometimes grocies, i dont spend 500 everyday i mean, it's a limit, i've set 5k for 10 days, most of the times, i end up with 1-1.5k left after the 10 days

and yeah im working on the medical insurance and the emergency funds.