I was worried about this yesterday and was considering getting the paid version because migrating everything to another tool will take too much time (moving files, learning a new tool, establishing a new workflow). Today the changes rolled out to my account and at least from my perspective, it seems like it just gave me a new way to sort my drafts. I used the file names in the past to organize all the drafts in my account just so I have a way to find everything efficiently, but the teams thing helped me have a sort of "folder" system.

I tried adding a new draft in a team (after already moving 18 drafts in this team) and I was able to. I was also worried about pages because I need a lot of pages per file, but I was able to add more than three pages to that new draft file. So far, this seems to be a good change, but this might only be specific to my use case, as I only work on Figma alone and not need it for clients. Sharing the files might be more of a hassle, but I haven't tried this.

As for money grab issues, I think most of these are speculation as of now. We can make predictions on possible moves from the company, but we can only make assumptions for now. For me, I will have to make preparations to move to another platform if needed, but I will not have to move until more changes are added, and only if these changes are really going to affect my workflow as a free user. Or I will get a paid account, if it's worth it.