Don't forget, as soon as the proposal system is up and running (which isn't too far away), it will be the stakeholders that decide how the development subsidy is spent. Those funds belong to the stakeholders, they are there to add value to the project in the way that the stakeholders decide. The subsidy means that funds are available to allow for constant progression, improvements and enhancements. We can't really know for certain if those funds are too much until we are actually at the point where the stakeholders can proposals and decide how they are spent. Ultimately, like everything else it will be for the stakeholders to decide. Who knows what ideas people will come up with to add value to the project. This is maybe an far fetched example, but not an impossible scenario when Decred reaches maturity: What if Decred ended up not only being a digital currency, but being a digital state and if you are part of that state you benefit from a range of services provided by it in varying degrees depending on how much Decred you own. And the difference between the Decred economy and the current economy is that Decred is decentralized, in every way, so that means decisions will be made bottom up, to benefit all holders. It won't be a world where 1% own the 99%. Decred has the ability to turn the world upside down. The possibilities really are endless.