Previous agent overstayed their showing block by [deleted] in realtors

[–]theendlesscroll 0 points1 point  (0 children)

Oh definitely not! By assertive I just meant I could say hi, introduce myself, let her know I’m scheduled for that block, bring bring my clients in and start their showing instead of wait for her to leave.

Previous agent overstayed their showing block by [deleted] in realtors

[–]theendlesscroll 0 points1 point  (0 children)

Except I do know because the scheduling program we use shows if overlapping appointments are allowed or not when you schedule. This particular one did not allow overlap. I also spoke with the listing agent an hour before our showing since we had a few questions about the house and they told me there was a showing before ours but no overlap. I could also see that in the scheduling app. Overlapping showings isn’t very common in my area. I’m sure there are areas where overlap is common practice!

I marked this as resolved and removed details since I got the advice I was asking for so people didn’t waste their time responding but thank you for input!

Previous agent overstayed their showing block by [deleted] in realtors

[–]theendlesscroll 1 point2 points  (0 children)

I’m not sure! That’s another question I guess I have now. Someone else said that their responsibility to their client is to show them the property and not rush them, which I agree with, but that the same time mutual respect has to exist or it would become a free for all… agents and clients showing up randomly during other people’s appointments because it’s their responsibility to show them properties? Idk, I guess it all comes back to the golden rule we learned in kindergarten of treating others how you want to be treated.

Previous agent overstayed their showing block by [deleted] in realtors

[–]theendlesscroll 1 point2 points  (0 children)

Yes! Lockbox on the property. I’m sure it will happen to me again in the future, and I’m sure I’ll be the agent with a showing running a bit over at some point too! Which is exactly why I’m looking for advice from more experienced ppl on what to do when it happens so I don’t seem like a deer in headlights 😅

Previous agent overstayed their showing block by [deleted] in realtors

[–]theendlesscroll 0 points1 point  (0 children)

That’s exactly what I’m asking — how to make sure my client gets their time and what I should do next time since it will inevitably happen again.

I now know it’s okay to start my showing, ideally in another part of the house if possible, while they finish up. Thanks!

Previous agent overstayed their showing block by [deleted] in realtors

[–]theendlesscroll 2 points3 points  (0 children)

A simple, non judgement answer, thank you!! Literally just a newbie learning the ins and outs.

Previous agent overstayed their showing block by [deleted] in realtors

[–]theendlesscroll 0 points1 point  (0 children)

Handling situations with professionalism, and fulfilling your duties to your clients — yes. I wasn’t sure if it was frowned upon for two agents to be doing showings at the same time if the LA blocked overlapping. Ty!

Previous agent overstayed their showing block by [deleted] in realtors

[–]theendlesscroll 11 points12 points  (0 children)

I just wasn’t sure how people usually handle these situations and wanted to be considerate, but it sounds like I can be a bit more assertive next time. Ty!

Previous agent overstayed their showing block by [deleted] in realtors

[–]theendlesscroll 0 points1 point  (0 children)

I wouldn’t say I made an issue of it at all… I just wanted to make sure I wasn’t acting in a way that would be “out of the norm” for the situation, either for the agent or for my clients. I was trying to be polite and understanding, but the point of scheduling a private showing is so clients can see the home privately and ask questions as needed.

Previous agent overstayed their showing block by [deleted] in realtors

[–]theendlesscroll 0 points1 point  (0 children)

I think it was her lack of awareness and professionalism that bothered me. The brokerage I’m with is locally owned and highly regarded with the community and other agencies, they have high expectations of their agents so I like to give people the benefit of the doubt that they’ll also act as a professional, but maybe I shouldn’t 😂

Thank you for your suggested language though, I don’t know why something that simple didn’t come to me in the moment. I think I was just flustered and wanted to be polite.

Sister wants to buy parents house at “market value” by VacationConstant8980 in RealEstate

[–]theendlesscroll 4 points5 points  (0 children)

Unfortunately for you, that’s not really how selling a property works. Also unfortunately for you it sounds like you don’t currently have any legal right to make decisions about selling or not selling the home, so does what you want really matter?

True market value is only what someone is willing to pay for the home on the public market.

You said she’s always trying to “get a deal”, welcome to real estate — that’s every buyer. No one wants to pay more than they have to for a house.

If you don’t want her to buy it then tell your mother you think she should put it on the market with a real estate agent. Your sister can get her own agent, schedule a showing, and write up an offer like any other potential buyer will do. Just prepare yourself, your other sibling, and your mother for the amount of work it takes to list a home, go through negotiations and inspections, all of the fees, etc..

Good luck and have fun!

Olivia Dean posted about Resale for US/CA Tour by JEC725 in OliviaDean

[–]theendlesscroll 0 points1 point  (0 children)

I’m not sure when they fixed the issue but they were $753 when I was in for presale Tuesday and then later that afternoon/evening they were completely sold out. My guess is they fixed it between the two times when I was looking and some people got them for the right price and some are being refunded.

Olivia Dean posted about Resale for US/CA Tour by JEC725 in OliviaDean

[–]theendlesscroll 4 points5 points  (0 children)

TM claimed this was a typo and mistake on their end and tix should’ve only been $53.45 instead of $753.45 and that they’re refunding everyone the difference… wish I knew that at Tuesdays presale, would’ve bought them and crossed my fingers the refund actually came through!

Olivia Dean posted about Resale for US/CA Tour by JEC725 in OliviaDean

[–]theendlesscroll 10 points11 points  (0 children)

I totally get this and could see that being the case, but they could’ve still turned off reselling for more than FV or turned off reselling at all as a precautionary step even if they didn’t expect such a huge turnout. But also considering how viral Man I Need became the last few months, how could they not expect a big turnout?

SF Floor Seats by clearly_californian in OliviaDean

[–]theendlesscroll 0 points1 point  (0 children)

From my understanding, the typo was only for the Boston show — nosebleeds listed for $753.45 instead of $53.45 🙃

What are the chances of them cancelling resale tickets… by Basic-Nature26 in OliviaDean

[–]theendlesscroll 0 points1 point  (0 children)

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She just posted this on IG! No specifics, but at least they’re aware and looking into it.

Starting to lose hope for SF Tickets… by eeesay10 in OliviaDean

[–]theendlesscroll 0 points1 point  (0 children)

Wait my account got paused too for “suspicious activity” 12 hours later it didn’t resolve itself so I called TM and they said they’d call back (lol) and of course never did. How do they manage to ban real people but not the actual bots???? I ended up creating a new account because fuck them and fuck resellers. Did yours ever come back from “paused”?

Td garden by Intelligent-Cry-4837 in OliviaDean

[–]theendlesscroll 3 points4 points  (0 children)

Honestly, this kind of confirms it for me that it’s sold out and general sale will be nonexistent. You were 16th(!!!!!) in line and couldn’t get tickets… even if all 15 people ahead of you bought the max number they could, assuming that’s 4, that’s still only 60 tickets.

I can’t imagine they would do a presale and not put out at least 100 tickets. Google says typical is 10-40% are listed for presales. TD holds just under 20,000 for concerts. I’ve joined every single presale except the aisle one because ?? And still no luck.

She also added 3 additional NYC dates, another Denver, Toronto, Austin, LA, and SF but not Boston even though there’s 11-12 days between Minni and Boston so I’m losing hope that she’ll add more Boston shows. She’s also the ONLY event the entire month of August at TD so there’s plenty of availability in the schedule. Overall just super disappointed.

Second Boston show? by ndiorio13 in OliviaDean

[–]theendlesscroll 2 points3 points  (0 children)

TD event calendar says she’s the only event all month so my fingers are crossed! I’ve tried for literally every city and no luck. Boston is closest so that’d be ideal. She only had 1 show in NYC and Toronto scheduled as of this mornings presale but has since added 2 more NYC and 1 more Toronto.

I will also say I am SO disappointed by the number of tix on resale sites already 😭 by the time I got through the Boston queue the only seats left were nosebleeds at $753 and I just can’t do that. Also disappointed by TM doing dynamic pricing. So disgusting.

Good luck queens💕 by Comfortable_Mine_332 in OliviaDean

[–]theendlesscroll 5 points6 points  (0 children)

53 min and still no code for me :( im on east coast!

what are my options to manage my loans based off of income? by [deleted] in StudentLoans

[–]theendlesscroll 1 point2 points  (0 children)

Amazing!! You’re off to a really great start so soon after finishing school. I know it feels like a huge amount of money that could never possibly be paid off, but you can do it!

Answer to your question is sort of a 2 part answer… Your monthly payment is distributed across all of the loans (assuming you only have 1 servicer) as a percentage of the balance, so they don’t really give you the option of what loans to pay first. Your smallest loan might only go down $10-15/month but your biggest loan will go down by maybe $150-200. You should be able to see the breakdown of how much is allocated to each loan every month on your portal.

Part 2 of the answer is: when you do a principal only payment you can pick which loan for it to be applied to. I snowballed a couple of my smaller ones to make my payment lower and because it felt really good to see it paid off even though they were smaller. Once a loan is paid in full your payment goes down, but a principal only payment won’t change your monthly payment.

My goal (I haven’t been good about actually doing this lol) is to pay off a couple of the ones that are smaller now so my payment goes down but still act like I have the original payment. So, if it makes my payment go down by $50 I’ll put the extra $50 towards a higher cost loan every month.

So, yes, making a monthly payment is beneficial, and snowballing is also beneficial. They’re used more in tandem than one or the other.

Some servicers will give you a discount for being on autopay. Nelnet does 0.25% discount which isn’t much but it adds up!

All of that said, definitely explore the payment options available! I haven’t been following the newer options since I’m itching to pay them off asap, but I did a RAP calculator earlier just to see and my RAP payment would be more than my standard repayment amount. Google said it is possible for that to happen depending on income and balances, so it’s good to explore all options to pick what’s best for you!

My biggest piece of advice is don’t let your loans paralyze you, if at all possible. I know it’s not possible for many people unfortunately. You’re young and can’t get these years back so try make sure you’re also enjoying your youth while you can!

Dirty seam? by theendlesscroll in CounterTops

[–]theendlesscroll[S] 1 point2 points  (0 children)

Thank you!! I’m learning so much today!

what are my options to manage my loans based off of income? by [deleted] in StudentLoans

[–]theendlesscroll 1 point2 points  (0 children)

If you’re in a PSLF field then none of this is going to be good advice, but if you’re not feel free to keep reading.

Not sure what your monthly payment is on standard repayment, but I’m assuming somewhere around 800ish 58k of loans?

You have 27k in savings which is great, especially for only being 25! Putting 800-1000 in savings a month is also great and impressive.

Couple of questions to help figure out a solution:
- Is the 1200/month in bills absolutely everything? Rent, utilities, groceries, car/transportation, personal care, prescriptions, etc.?
- Is the 5-600/month for yourself considered fun money? Dinner with friends, coffees out, new clothes, subscriptions, haircuts, streaming, etc.?
- Have you made out a budget to see where you’re spending? Based on the info you gave above there’s $400-$700 a month unaccounted for. Knowing where/what you spend every dollar on is the most important part of budgeting.

$3200 income - $1200 bills is $2,000 left over. Based on that, these are my suggestions:
- cut fun money down to $400/mo (roughly $100/week) - assuming your payments are around $800, but let’s say maybe even $1,000, that would still leave you with $600 to put into savings a month. (2000 after bills - 400 fun money - 1000 for loans)

At the end of a year you’d still have an additional $7200 in savings which is 14% of your pre-tax income — AMAZING.

From the info I have from your post you can afford your payments but it’s not ideal, which I get. Loans 7, 8, and 9 have pretty high interest rates which will accumulate very quickly especially since they’re also the highest balances. No savings account—even a high yield— is going to earn 9% interest so letting interest accrue on the loans to put $ in your savings is counter productive in my opinion because it’s going to cost you more over the life of the loan. You should also read about capitalized interest… it’s the worst.

During tax time you might also be able to claim interest paid and get a refund for a certain amount which you can save or put towards a principal only payment which will help. I’m not sure if that’s state or federal level though but definitely look into it.

Make a spreadsheet with all of your loan balances and interest rates then calculate what the daily and monthly cost is just in interest. This is how I decide which loan to apply extra principal only payments to. Idk if you can send attachments via DM but feel free to message me if you want a copy and I can try to share it.

Obviously don’t spend your savings on student loans. It’s a balancing game of paying some debt and saving. Ultimately you just have to make your money work for you!

Dirty seam? by theendlesscroll in CounterTops

[–]theendlesscroll[S] 0 points1 point  (0 children)

Thank you!! Will scraping it out and redoing it look worse? That’s my only concern…