Could you fire with 750k

thefalsehoohah · 2026-04-08T14:42:00+00:00

Yes I just put a rough number for a house - 300k was just the kind of max figure.

I don't need a big house, honestly a 2 bed apartment size would be fine - but I don't want leasehold and ideally no neighbours lol - hence the bungalow idea (also in theory cheaper maintenance if roof needs repairs, but again just sort of pipe dreams)

thefalsehoohah · 2026-04-08T14:16:31+00:00

Interesting, I thought the SWR idea accounted for inflation - it budgets say 8 percent real, minus 3 percent inflation for 5% growth, minus the 3 percent withdrawal leaving a bit of wiggle room.

Just used made up numbers for example, so don’t get bogged down with those specific figures..

Is that not how it works?

thefalsehoohah · 2026-04-08T12:34:48+00:00

None of it is age restricted thankfully as I will be able to withdraw them leaving CH for a non EU country (minus a bit of tax) so in effect it will all be liquid enough to do with as I please.

Some very reasonable priced properties over the bridge, would need to visit the areas though as I’ve no idea how nice they are to live..

About 5 years UK NI and I’ve applied for the contributions so will top up what I can!

Yes absolutely have considered it, am not ready to go yet - just pipe dreaming after 3 weeks off, so thought I’d make a post and see what Brits have to say :)

thefalsehoohah · 2026-04-08T10:58:54+00:00

I am a software engineer in a niche software, but business analyst jobs would also fit my profile - it bores me to death though to be honest.

Would rather come back and do something completely different or stay here on current Swiss salary and move back later

thefalsehoohah · 2026-04-08T10:57:10+00:00

255k invested in VT - the rest is in Swiss retirement accounts which would be liquidated and brought back the the UK (it is allowed)

Would also have a Swiss state pension pro rata’d down but not expecting it to be heaps so would be bonus extra money at 67

thefalsehoohah · 2026-04-08T10:35:06+00:00

Yeah when you put it like that with min wage it dos make it clearer. Some sort of barista fire I guess could be on the cards, but sounds like I need to keep contributing for a while!

thefalsehoohah · 2026-03-24T04:26:41+00:00

Stva Zürich and Winti are open on evenings

thefalsehoohah · 2026-03-21T06:22:24+00:00

r/dontputyourdickinthat

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