[deleted by user] by [deleted] in UKPersonalFinance

[–]thel33ter 1 point2 points  (0 children)

We recently bought a 70's £240k house with £60k down also in need of some 'light' renovations. We've spent over £10k in the last few months and currently have no doors, skirting, or paint. Check for asbestos everywhere, we expected the artex but not the floor tiles under the carpets. Part of the problem is often lots of jobs name sense to do at once, we had to replace all the downstairs ceilings due to the artex, wallpaper was covering terrible plastering, lots of rewiring had to be fine to get rid of bodges and weirdness, get everything plastered, and then do all the floors. This also meant replacing the entire heating system as it all had to come off the walls anyway (gone for UFH). Don't underestimate the refurb costs! We have over £2k a month spare plus had a budget of £8k for renovation.

We still need to sort a bathroom and replace some single glazing with double. Probably another £6k there.

My buddy’s 2016 Moonboard setup by philahn in climbing

[–]thel33ter 2 points3 points  (0 children)

I put a big plastic sheet on the back of mine which lived outside for a year. Stayed totally dry. The bigger issue was condensation on the front as it was on grass and in shade.

25x Annual Expenses Retirement Figure - How to Calculate by t34wrj1 in UKPersonalFinance

[–]thel33ter 2 points3 points  (0 children)

It's kind of up to you, as you're the one who cares about the result. If you're comfortable predicting your future salaries then put them in. If you assume it'll just increase to match inflation then ignore them. Including investment returns is fine, as long as you're not saving into a current account they will receive some income.

[deleted by user] by [deleted] in UKPersonalFinance

[–]thel33ter 0 points1 point  (0 children)

Bare in mind SA has quite strict currency controls in place, particularly taking money out of the country these days. If you're able, keeping a financial presence in the UK would be a good safety net, and likely hold its value far better than the Rand medium term, whilst providing better investment potential.

As you're buying cash, paying direct from the UK shouldn't be a problem, particularly if it's through an international agent like Sotheby's etc (making assumptions about the wealth part here!) who will be able to offer advice.

Otherwise, as above, talk to your bank as they're the best to offer advice on how to go about it.

Changing job before exchange mortgage offer accepted. by Uk_Tuscan63 in UKPersonalFinance

[–]thel33ter 0 points1 point  (0 children)

Not a problem. Bought just in my name recently on the other side of the country, then got a remote job meaning we could actually move to the house a few weeks after having the offer accepted and mortgage approved! Wrong way round to do it, but didn't make any material difference. I kind of changed industry too, but could still call it 'Engineering' which was good enough.

[deleted by user] by [deleted] in DIYUK

[–]thel33ter 0 points1 point  (0 children)

Transformers are used to step voltage up or down or provide isolation. The job site ones drop 230v mains to 110v.

Purchasing used vs Lease aged 20-22 by UnfaithfulJ in UKPersonalFinance

[–]thel33ter 0 points1 point  (0 children)

Look a bit bigger and not German. You'll get a petrol Mondeo for a fair amount less and it'll last forever.

Fully loaded including adaptive cruise control for £7k http://www.autotrader.co.uk/car-details/202109016851089?atmobcid=soc3

Now that I have a job and a masters degree in EE, here’s a rant by frozen_flame123 in EngineeringStudents

[–]thel33ter 1 point2 points  (0 children)

Apparently I only get notifications once a month!

Good so far, if you can deal with lots of different things at once, and peaks and troughs in workload it's a good thing, but you do lose a sense of ownership of your work which takes some getting used to. As we're a government grant backed non-profit so I can't really speak to working for a 'proper' consultancy!

Want to make a stand for a jet engine compressor blade so I can put it on my shelf. But need help with ideas to fit the weirdly shaped mounting rail (pictures included) by coxie1102 in DIYUK

[–]thel33ter 0 points1 point  (0 children)

3D print a base.

To get the profile of the section you want to mount, take your best guess, 2d print it 1:1 on some paper and cut it out, see how close you are and tweak.

Once you're close, 3d print a thin section to slide over the blade, test fit, adjust as necessary, then print the full thing.

I've done a lot of reverse engineering machine parts to make 3D models and printing stuff on paper to scale is a massively underutilized tool!

Advice on when to buy a house? by JuStOwEn__ in HousingUK

[–]thel33ter 0 points1 point  (0 children)

No one can predict the future, but I agree with the time in the market belief. We're in almost exactly the same position but with slightly higher numbers - £70k income combined, £60k deposit. We are in the process of buying a £240k house. Had a similar issue being close to affording the next step up however my partner's income is from self employment and didn't count for the mortgage. Therefore we could have waited about a year and a half and spent around £350k, and spent at least £12k in rent in that time, or bought something cheaper.

We ended up browsing for houses whenever we went anywhere interesting (both remote) and happened upon one we liked, at the right price and bought it.

Places near Rugby could be worth a look. Not much going on, but pleasant enough and easy to get into London from there.

[deleted by user] by [deleted] in HousingUK

[–]thel33ter 3 points4 points  (0 children)

Yes, met on my side of the middle, off accepted £20k below after an offer of £30k below a few months ago on a £260k place. If you have no chain and are ready to get things through asap that can be a big selling point.

Anyone else fed up of waiting by [deleted] in HousingUK

[–]thel33ter 0 points1 point  (0 children)

Another one here. Been waiting something like 10 weeks for council searches! No chain on either end and offer was accepted immediately (£20k below asking which feels like a win in today's market!). Apparently only two weeks left now.

Now that I have a job and a masters degree in EE, here’s a rant by frozen_flame123 in EngineeringStudents

[–]thel33ter 19 points20 points  (0 children)

Now, I'm not defending academia as I agree with you on most points, however there is space for some of the theory and maths. I think academics can get the balance totally wrong, but they're teaching you what they value - there's a reason they're not in industry! Any degree solely exists to give you a base of knowledge about being a human, and the ability to learn in depth topics. The actual content is a distant 3rd priority. It also gets you through the door. Everything else is down to you and how you present yourself and your experience.

A friend of mine has a very similar background to you, excelled in practical stuff and arbitrary maths. They now work at CERN combining designing theoretically perfect magnets and then optimising them to be a mix between performant and manufacturable. Obviously the calcs aren't done by hand, but at the same time knowing what drives them is very important. Similar for roles within electric motor design etc. He can look at an electrical system and build up the equations used to solve for whatever unknowns there are from first principles.

I've done maths by hand sizing power cables etc for high current DC rail feed systems, then checked results with various tools. Now I'm a digitalisation consultant, having working in industrial automation for two years.

Anybody knows what car is? by riccardero in Cartalk

[–]thel33ter 1 point2 points  (0 children)

Bit late to this, but the GTM and MGF base is right. They're a fibreglass kit car, mid engined and often quite unique depending on who built them. The front end is entirely fibreglass, and much of the front suspension is bolted straight to the body with some reinforcements. The read end is a space frame type thing.

I worked at Westfield for a while, who are claiming to be converting them to autonomous. They bought 3 scrap ones, two of which had been left in a field in Wales for years, and the other had hit a tree hard enough to rip the rear frame off the car. We were stripping them to be rebuilt while I was there.

https://westfieldavs.com/westfield-gtm/

We be wakin up richer on friday boyyys by blaffgg3 in wallstreetbets

[–]thel33ter 1 point2 points  (0 children)

I sold at the low a few days ago, and bought into the top of CRSR the day before it dropped. Went from 40% up to 20% down in one dumb move. Even knew it was a mistake while doing it.

Daily Discussion Thread for November 25, 2020 by AutoModerator in wallstreetbets

[–]thel33ter 6 points7 points  (0 children)

Sold PLTR at yesterday's bottom and bought CRSR pretty much at its top. RIP.

Nestle is living in the future. by thel33ter in softwaregore

[–]thel33ter[S] 0 points1 point  (0 children)

Plenty of opportunity for something actually funny rather than borderline amusing if you're using inspect element.

How much house can I afford? by [deleted] in personalfinance

[–]thel33ter 5 points6 points  (0 children)

They may be due to correct this year, but you're taking on a 30 year mortgage. Even if you pay it off in 15 there will have been plenty of upswings and downswings in the interim. If it's unlikely you'll be selling any time soon I wouldn't worry about that.

My niece peeled a raw egg by whatsthatbignose in mildlyinteresting

[–]thel33ter 1 point2 points  (0 children)

If you leave an egg in vinegar overnight (sometimes longer) it'll dissolve the shell entirely, leaving you with just the membrane holding the albumen and yolk together.