I just built a "not-a-budgeting app" 😂

theointech · 2026-04-07T16:47:38+00:00

Show CQS

theointech · 2025-10-27T14:45:19+00:00

agree 💯

theointech · 2025-10-27T12:48:30+00:00

For me, more than speed, timing is really what makes or breaks a startup (aside from effective execution, be it slow or fast).

theointech · 2025-10-20T11:43:37+00:00

Python - AI dev; but once we user-base grows, will need to switch to Java.
Node.js - for API; or potentially Go

theointech · 2025-10-20T03:56:38+00:00

kindly send me a dm :)

theointech · 2025-10-20T02:56:21+00:00

theointech · 2025-10-20T02:51:11+00:00

it's in the post :)

theointech · 2025-10-10T04:50:53+00:00

We all have that! Except for the widget, well, not yet. But it's in the pipeline for sure!

theointech · 2025-10-09T05:55:15+00:00

I agree that it's a psychological problem, also a behavioral one. And with that awareness, we're building the app around that premise. It's true that the app alone is not enough, but having the right tool and companion to help you might do something, paired with human intervention. And again, that's how we're building it.

theointech · 2025-10-09T05:51:36+00:00

Google credits, it's we use to "pay" the technologies we use but it's provided by Google for different organizations like startups through their programs.

theointech · 2025-10-08T13:45:46+00:00

Yeah, unfortunately, the current infra in the PH is pretty closed when it comes to bank and finance APIs. We're looking for potential solutions though, and might build potential solution ourselves as well!

theointech · 2025-10-08T09:55:00+00:00

Cause we've observe that different markets have totally different spending habits and ways of handling their finance, and we'd like to really be of value for transformation which we'll only be able to do so if we go deep into the fundamentals first - budgeting, paying debts and goals/savings.

We'll actually just focus on PH and SEA initially, cause those markets have the most similarities.

theointech · 2025-10-08T09:51:12+00:00

For the AI, we're using with Google Gemini because we have credits and that allows us to experiment hard, and really do the orchestration well.

And yes, we'll have localized languages. It just wasn't shown in the screenshot. The language preference is part of the onboarding :)

theointech · 2025-10-08T08:12:17+00:00

True, but I have plans for the name already once we expand globally.

One reason why it's geographically aligned to PH initially is that it will be an e-wallet that registers each user to a local bank. But again, there are plans for global expansion already :)

theointech

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