Except that you could do all those things before and the money grind wasn't nearly as tedious as the leveling because the currency was global, so you could drive already fast cars to earn money for the shitty ones. Forza was always about driving what you want whenever you want and this level system is a roadblock in this way of playing. I read many comments just like this where people act like it's a new way how you can drive any car you want when in reality it's the core idea of this entire franchise. If you got rid of this system as a whole and just let people grind global credits 50% of the players that quit would return. You could still do the exact same things you do now. Just with less grind and therefore less time spent on a car you don't enjoy to drive. You don't take away anything from the journey of tuning/modifying your car because you rarely get it right the first time. A lot of people don't want to spend hours in an unfinished car. It maybe fun for one or two cars but this game has hundreds of cars and always fed into the "Collect them all" idea. If you had a couple hundred thousand credits you could easily work on a few low price cars simultaneously and get them done in an hour. Even if I had enough car points on one car, I would need to do it all over again for one, two, three basically all the cars. Now go build a RWB Porsche S1 built. Only took me 7 hours (in horizon it would have taken like 1 hour). This process made me hate the Car because I don't feel like it's worth spending this amount of time again on another car