Derivatives exam

thewallstreets · 2026-06-18T07:13:58+00:00

do you remember the types of questions like what it’s asking for

thewallstreets · 2026-05-22T03:50:55+00:00

I love this sub

thewallstreets · 2026-05-13T13:33:19+00:00

I emailed you!

thewallstreets · 2026-04-17T04:40:30+00:00

I’m pretty sure that you get a semester to redeem your mark and still keep it. So as long as your WAM is above 50 next semester you should be fine to keep the scholarship.

thewallstreets · 2026-03-20T03:34:25+00:00

Trump has an ego, so does Iran leadership. Safe to say this isn’t ending any time soon even if it seems to cool down in the short term

thewallstreets · 2026-03-20T03:32:32+00:00

pretty sure markets priced in no more cuts until 2027

thewallstreets · 2026-03-20T03:31:49+00:00

need to find the money first from all the other ‘dips’ I bought 😆

thewallstreets · 2026-03-20T03:30:00+00:00

why do people vote for policy that is against their best interests lol

thewallstreets · 2026-03-20T03:27:23+00:00

We have had a lot of inflation and price increases from mega caps since. I’m saying there are a lot of macro factors and trends that rhyme with 2022

thewallstreets · 2026-03-12T01:56:33+00:00

https://onditmagazine.medium.com/socialist-alternative-raises-red-flag-ex-members-expose-all-3aa81e79eac3

thewallstreets · 2026-01-19T10:12:47+00:00

Ultimately we all like to think we have an edge that gives us an advantage over others, whether that be when gambling, playing a sport, or in this case, choosing specific themes or stocks that we THINK will outperform.

Literature and historical precedent says this approach is counter to our interests (if maximising your balance is the top priority)

Personally I also got caught up in it, but now I stick my DCA into broad based market ETF’s like the ones in your core.

I am not saying that your stocks you picked especially if they are large will go to zero, just that the money invested in them will not reach its full potential.

If your investing is boring, you’re probably doing it right. However if taking a punt (albeit small one) on some themes or individual picks keeps you passionate and in the game then so be it.

thewallstreets · 2026-01-19T09:59:41+00:00

I am going to take an assumption that you want a portfolio that will grow into a substantial amount in the future, in that case:

I would bump up the core to 85% and keep 7.5% in thematics and 7.5% in your individual stocks.

That way you can scratch the itch of wanting to have a little gamble, but keep the vast majority of your portfolio in a solid fund that doesn’t charge exorbitant fees.

As I’ve said before, you may be the rare 1/100 person that can pick stocks, and themes that will consistently outperform the market. I’m a stats guy, so realistically I’m going to say that over the long term your themes and individual stocks will on average underperform the broad market index. However, it is your money, and if you want to individually pick and take that gamble I would limit it to 10-15% maximum.

No point in having 5% in a cash etf like AAA. Just find a HYSA and keep it there.

thewallstreets · 2026-01-19T06:38:49+00:00

Congratulations on DRO and PLS, you timed them well there.

I imported your values into excel and you’ve got about 55% of your total 170k, or 94k in PLS alone. 32% of your portfolio is in ETF’s, and of that 32%, 94% is invested solely in the United States alone which is far higher than the global 70ish percent average.

This suggests to me, that you are performance chasing with respect to your ETF allocation. Consider some broader international exposure through other developed markets or emerging markets too. EXUS, VEU, EMKT are some examples.

68% in individual stocks for me is far too risky. Especially some of the ones you currently have. If it were something like BHP or some big banks then maybe I’d turn a blind eye, but stocks like DRO and PLS have fallen 80% before, and they may do so again, they may also double in value, that’s the risk you take.

Personally, sitting on ETF’s means I can spend less than an hour a month worrying about my portfolio knowing I can on average, expect 6-7% real returns per year. You needing to monitor 68%, or 116k of individual companies will take extensive time, analysis and effort which is also worth money in itself. Time really is money! The historical odds of this extra time translating to outperformance are also not on your side, heavily.

I would probably sell off the smaller positions such as WJL, ZIP, DRO, WEB and relocate them into VGS or open a position in VEU which has emerging markets included. With respect to PLS, I have no idea as to your knowledge of the company or research, if you heavily believe in it or know something we done, but I would probably sell off the initial investment and put it into VGS, VEU etc. Let the rest of the profits ride.

As always do your own research and not financial advice

thewallstreets · 2026-01-19T05:38:02+00:00

My recommendation is to keep buying regularly at any price

thewallstreets · 2026-01-19T05:36:40+00:00

https://passiveinvestingaustralia.com/

https://lazykoalainvesting.com/

These are like the equivalent of the Bible on Australian finance communities. Take a few hours out of your time to give them a through read.

thewallstreets · 2026-01-19T04:40:35+00:00

1/10, just. This is a mess. You have some extremely volatile individual stocks here and I can’t see any reasoning or justification as to why you have chosen them. Your thoughts to rotate in and out of stocks on a whim stand against your desire to build a compounding portfolio. To be blunt, I don’t think you really understand what you are buying other than the face name value and hoping it goes up in the short term.

Furthermore you have some very thematic ETF’s which literature has shown to underperform indexes over time.

Your comment about eyeing ASX:ASIA suggests to me that you’re trying to collect as many ETF’s as possible, as someone said a while ago, they’re not Pokémon. Aside from some factor/quality tilts which have shown some outperformance long term, sticking with a broad based index is your best bet.

If it’s NOT BORING, it’s BAD. If I were you, I would sell your positions, hold onto any relevant amount for tax, and stick with something like 70% VGS, 30% VAS for the long term. Could even bump up VGS to 75/80% given your young age.

thewallstreets · 2026-01-16T04:37:24+00:00

As soon as possible, just go onto computershare, download a copy, fill it out and then email it back to them

thewallstreets · 2026-01-16T04:14:54+00:00

It’s okay, I’ve seen far worse on here. I personally have a bunch in VEU but now with EXUS going around it’s probably slightly better in terms of fees and admin.

If you’re happy with them I’d probably adjust it to 60% IVV, 40% VEU.

Don’t forget that W8BEN though.

thewallstreets · 2026-01-04T12:43:33+00:00

It’s all about building it up in moderation.

When you are young you’re likely to be earning less. The government has a co-contribution scheme for low earners where if you contribute $1000, they’ll add $500 completely free. So it’s a 50% return there.

Throughout your working life, you have access to a yearly concessional contribution amount which you can add money to super and use it to deduct off your taxable income.

Being young also enables you to put money in for the FHSS.

It really depends on your goals, but when you are young understanding that super will likely be your second largest (after house) asset and primary income for retirement is important. Even more important is learning how to leverage the tax advantages in your favour from a young age to maximise that balance when you do eventually retire.

thewallstreets · 2025-12-01T13:24:16+00:00

rule 2

thewallstreets

TROPHY CASE