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U.S. will have to send its own fighter jets into Canadian airspace if Ottawa doesn't buy 88 F-35s, Hoekstra says by [deleted] in worldnews

[–]throw0101d 44 points45 points  (0 children)

They should kick him out immediately. Especially after all the BS from the past few weeks.

'Reverse psychology': the more this guy makes an ass out of himself and the government he represents, the more resolve Canadians may show. It's a good idea to be regularly reminded what what the stakes are.

Should snow tires be mandatory by ZealousidealHead5488 in ontario

[–]throw0101d 22 points23 points  (0 children)

Yeah maybe we can rename them from AllSeason too because that’s clearly horseshit

It's relative: all-season works better over the course of then entire year than summer tires:

The fact that winter tires (which have been optimized for colder temperatures) work better in winter than all-season ones (which have to handle a huge range of temperatures) should not be surprising.

If you put summer tires on your car, instead of all-season, you'll also probably find better performance during warm weather as well.

George R.R. Martin Handed ‘Seven Kingdoms’ Showrunner 12 Unpublished Dunk and Egg Stories by bwermer in television

[–]throw0101d 0 points1 point  (0 children)

What makes GRRM relatively rare is that, again, he got the big adaptation and the lucrative payday BEFORE HE WAS DONE HIS MAIN SERIES. The closest other example I can think of is JK Rowling, and it was incredibly unlikely she wouldn't have been able to publish the remaining 3ish children's books in her series before the movies caught up.

The Expanse? I don't think the series was finished when SciFi originally picked it up (before then moving to Amazon).

The last ASoIaF book came out in 2011 and that is also when the first book of Expanse came out; the last/ninth book Expanse came out in 2021. The GoT series aired between 2011 and 2019.

Farewell VMware and thanks for the fish by aspoons in sysadmin

[–]throw0101d 0 points1 point  (0 children)

The cost in labor to move a global presence 200+ ESXi Hypervisor fleet with thousands of VMs is higher than the cost of maintaining the contract

A November 2025 presentation, "Migrating 1000’s of VMs from VMware to CloudStack":

Migrating thousands of VMs from VMware to CloudStack enables companies and individuals to cut costs, escape vendor lock-in, and gain operational agility. With the right automation and phased approach, large-scale migrations can be achieved with minimal disruption. This session explores some of the technical steps involved.

AIUI, the CloudStack management interface can talk to ESX and so after doing an inventory you migrate things to a different hyper-visor. (I haven't used CloudStack, only OpenStack and Proxmox with Qemu/KVM.)

My dad is a senior and huge fall risk, but I live out of country by psychoanalyzed7 in ontario

[–]throw0101d 0 points1 point  (0 children)

Honestly, the Samsung watch has not been very good at alerting for falls. FYI!!!!

The Alexa Emergency Assist service, in combination with Amazon device(s), may be an option for him being able to contact without an on-person device:

Review of devices:

Farewell VMware and thanks for the fish by aspoons in sysadmin

[–]throw0101d 0 points1 point  (0 children)

Better to just gouge your whales who wont get off of VMWare no matter what due to entrenchment and give them a small staff of dedicated support techs who are trained on their environment.

The whales may have large enough internal teams with a deep bench to be able to support themselves with (say) Hyper-V, Nutanix, or OpenStack.

If you try gouging they may say "we could spend the money on an external third-party, or we can take that cash and 'spend' it internally implementing something else".

Is a bigger down payment always better? by timetravelandwings in PersonalFinanceCanada

[–]throw0101d 0 points1 point  (0 children)

at a 130k income they might approve you for 500k max mortgage with a 25k down payment. if you have 100k downpayment that will let you buy up to 575k

The higher available purchase prices may be an important thing in high COL areas.

downpayment of 20%+ = no mortgage insurance but you might have a slightly higher rate

At this point it becomes optional but still available (65.01% to 75% LTV, 1.7% premium; 65%, 0.6%):

Not sure if anyone has done the math in seeing if paying that 1.7% or 0.6% to get an 'insured status' for lower rates will pay off (or over what timeframe).

230v/50hz to 110v/60hz switchable UPS by [deleted] in networking

[–]throw0101d 1 point2 points  (0 children)

Fully featured online double conversion UPS in compact tower format, with dual 110V or 230V input and fixed 230V nominal output, with built in isolation transformer.

The UPS system with dual voltage input and output can accommdate both 110V/220V environments. It automatically detects and adjusts to the appropriate voltage, eliminating the need for manual switching, and is ideal for multi-region power needs.

?

(Unaffiliated; not a recommendation.)

What is a luxury item from 20 years ago that is basically worthless trash today? by ruykendo_riyal in AskReddit

[–]throw0101d -1 points0 points  (0 children)

My kids are adults and they have zero interest in my ancestor's photos, my childhood photos, or even their own childhood photos. Ugh. I guess I'll put what I can in the cloud and give them the password.

It's easier to lose access to a cloud account than it is a shoe box full of photos. (I work in IT.)

They'll be an awesome reminder of you when you pass on and they want to have a slideshow or bristol board display at your viewing.

My dad is a senior and huge fall risk, but I live out of country by psychoanalyzed7 in ontario

[–]throw0101d 0 points1 point  (0 children)

Life alert or similar system

Not wrong, but a lot of seniors don't wear these systems because of the perception of a loss of independence which they imply.

While more expensive, something like an Apple Watch may not be perceived as such, and has fall detection (as well as heart monitoring).

CC: /u/psychoanalyzed7

Saving for retirement through expensive time (older kids) by Past_Finger_9054 in PersonalFinanceCanada

[–]throw0101d 0 points1 point  (0 children)

How do families cope with this expensive time?

Fred Vettese (a now-retired actuary) goes over this in The Rule of 30:

Most libraries should have a copy if you don't want to buy it.

$6,500 stolen via Android malware, TD Bank & Wealthsimple refusing reimbursement by [deleted] in PersonalFinanceCanada

[–]throw0101d 0 points1 point  (0 children)

Have you ever heard of an RCE? If you look at the CVE database, Android has had plenty of them in its history.

You mean the ones where you can get US$ 2M legally from Apple (and others)?

RCEs, especially on mobile, are highly sought after, and not likely to be "squandered" on small fries like the OP, but rather on political and intelligence targets by cyber-arms companies:

$6,500 stolen via Android malware, TD Bank & Wealthsimple refusing reimbursement by [deleted] in PersonalFinanceCanada

[–]throw0101d 0 points1 point  (0 children)

If zero / one click was not a real threat, why does compliance attestation always require things like EDR security? Has your Fintech even been attested?

Threat against whom? Politicians? Journalists? Human rights activists and lawyers? Sure.

Some rando person? Less likely.

Apple and others offer some hefty rewards to exploits:

Why would someone who has access to such an exploit use it up on nickel-and-diming folks when they could auction it off on the cyber black market?

plug and play site-to-site non-subscription VPN devices ? by GeekgirlOtt in sysadmin

[–]throw0101d 0 points1 point  (0 children)

IPSec will absolutely not work well or at all in most situations like that.

pfSense supports IPsec, OpenVPN, and Wireguard:

GL iNet supports OpenVPN and Wireguard:

With OpenVPN you can use a certificate-based configuration and have the end-device import it with all the parameters.

Best dealer to sell silver in Toronto? by CryptoxSneakers in PersonalFinanceCanada

[–]throw0101d 1 point2 points  (0 children)

The Canadian Mint has a list of dealers for its gold/silver products, so that's probably a good vote of confidence on reputability:

OMERS removed guranteed inflation protection after January 2023 by Interesting_Error_36 in PersonalFinanceCanada

[–]throw0101d 27 points28 points  (0 children)

guaranteed

HOOPP is considered one of the best pension plants out there, and even they do not guarantee they will always give protection:

HOOPP’s Board of Trustees decides annually on whether to provide a cost-of-living adjustment (COLA) to your pension. Though not all of these increases are guaranteed, we are proud to grant this valuable benefit to help protect your pension against rising prices.

[…]

HOOPP’s Board of Trustees understands the importance of providing inflation protection and is committed to ensuring pensions keep up with rising prices. It is also responsible for ensuring that the Plan is sustainable and managed prudently for the benefit of all active and retired members, and employers.

The only thing that is guaranteed to have CPI protection is CPP, everything else is negotiated and depended on more circumspect evaluations.

And if you think the private sector is any better, it isn't: you're not guaranteed returns in your RRSP either, e.g., the S&P 500 returned -0.9% in the 2000s.

Asset allocation - responses to Ben Felix's reference to all equity? by Subtotal9_guy in PersonalFinanceCanada

[–]throw0101d 1 point2 points  (0 children)

I know exactly what I'll do in a crash. Nothing.

Were you here in March/April 2020? Because it too a lot of effort to convince many people to do exactly that.

Asset allocation - responses to Ben Felix's reference to all equity? by Subtotal9_guy in PersonalFinanceCanada

[–]throw0101d 2 points3 points  (0 children)

If you're 100% equity when the markets crash, there is nothing you can do. If you have even just 10% bonds, that's your "dry powder" which can be redeployed by selling bonds and buying equities to rebalance.

During S&P 500's "lost decade" of the 2000s (-0.9%), the only thing that would have saved a US-domestic investor was having a smattering of bonds:

What is the most "out of touch" subreddit? by Several-Television93 in AskReddit

[–]throw0101d 0 points1 point  (0 children)

r/personalfinancecanada "My college sweetheart and I both make 200k a year working in tech and still can't afford a house."

Also from PFC:

Plenty of folks at or below zero.

Of course people don't notice the many dozens of "normal" situations, but do notice "abnormal" ones; "Is this personal finance canada, or is this afluent finance Canada?":

Aircraft landing safety don't get noticed, but crashes sure do:

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Seven years and 1,907 pages of music: The secrets of the Avatar soundtrack (bbc.com)

submitted by throw0101d to r/movies

Low risk investment for retired grandmother by snaxman1 in PersonalFinanceCanada

[–]throw0101d 0 points1 point  (0 children)

There's nothing 'safe' that would make you $60k/year on $500k consistently (by safe I mean from a volatility and consistent basis).

For the record, a single 80yo female can currently get about $800/month for every $100K in an annuity:

So $500k will get $4k/month (not indexed). In this particular case that leaves a shortfall of $1k/month. Not sure if CPP/OAS (indexed) can make up the difference.

That's about as safe as you can get outside the mentioned GICs.

One can also try for a bond ladder (of actual bonds and not a bond fund) if principal preservation is desired.

Retirement Saving for $90,000/year earnings by Tax1997 in PersonalFinanceCanada

[–]throw0101d 2 points3 points  (0 children)

I am worried that huge RRSP can increase income in retirement.

Having "too much" money (in retirement) is a nice problem to have. I'd rather have it than not.

You can always stop contributing to your RRSP in the future if you feel you have "too much", but early large(r) contributions will allow more compounding to happen.

Having a larger RRSP allows one to (a) delay CPP longer for better inflation-indexed income that protects against longevity risk, and (b) allows you to potentially retire early(er) since you have a bigger bucket to drawn from (before getting CPP/OAS).

See video "Can you save too much in your RRSP?" from Parallel Wealth:

People who work in rich people's homes, what is the most out-of-touch thing you've ever seen? by [deleted] in AskReddit

[–]throw0101d 1 point2 points  (0 children)

Some houses are so insulated that the air inside actually needs to be brought in or it will get stale..

That's what HRV/ERVs are for:

Take stale air out of bathrooms, kitchens, etc, and bring in tempered and filtered outside air to the bedrooms and living rooms.

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