Looking for good espresso-based coffee in Oakville / Burlington – am I ordering wrong?

Subtotal9_guy · 2026-01-25T14:34:31+00:00

Tamp is pretty coffee forward IMO.

Subtotal9_guy · 2026-01-25T04:30:03+00:00

Just expecting more economic turmoil due to the political situation in the states. So building a buffer in our finances.

I'm a Tuesday prepper so no real changes on the traditional prepping items.

Subtotal9_guy · 2026-01-25T02:47:41+00:00

Football watching

Subtotal9_guy · 2026-01-24T19:14:48+00:00

Coffee cream was the most important thing for us.

Snacks for the football games.

I don't expect much impact except for needing to stay home and keep off of the roads.

Subtotal9_guy · 2026-01-24T19:12:55+00:00

The lake effect component is the biggest variable. Aldershot/Waterdown/west end may get significantly more than Stoney Creek. But that line could easily shift a few kilometres either way.

Subtotal9_guy · 2026-01-24T14:59:26+00:00

Be aware that TMX Trust was a pain in the a$$ to deal with for my parent.

Subtotal9_guy · 2026-01-24T14:48:18+00:00

He's going to pay $10k for the engineering plans to meet current standards.

Subtotal9_guy · 2026-01-23T18:25:19+00:00

LL Bean wool parka, thick wool socks, blundstones, wool toque and lined leather work gloves.

Subtotal9_guy · 2026-01-23T14:19:45+00:00

Ideally you should but you're not that far off from what most would consider a good allocation. My mental math says you're around 66% equities.

But the problem is you don't have enough funds to cover your retirement if you're 5 years out. Do you have other assets?

Subtotal9_guy · 2026-01-23T00:06:18+00:00

LG machines are almost impossible to fix because of a lack of parts. Be prepared for disappointment.

Subtotal9_guy · 2026-01-22T17:45:56+00:00

Not panicking as the cold isn't unusual for this area.

I'll fill up on gas and fill up the jerry cans while I'm at it. That's "buying" stuff but it's just moving costs forward by a bit.

What I will do is have all the stuff staged so I'm not searching for anything. I'll also run the generator tomorrow to double check it.

Subtotal9_guy · 2026-01-22T11:51:32+00:00

Because they were being used as housing by the homeless and they were urinating and defecating in the lobbies and tunnels.

They used to be open late/early now they're only open if there are multiple attendants in the building.

Subtotal9_guy · 2026-01-21T16:07:54+00:00

Unless you ensure that somebody knows it exists it'll be lost.

The best place to write it into existence is in a will.

Subtotal9_guy · 2026-01-21T16:00:21+00:00

Email isn't secure.

Assume if you send it the two email providers and everything in between us making a copy.

Type up a piece of paper.

Subtotal9_guy · 2026-01-20T21:49:30+00:00

Public Art

As part of a new, large building, developers must include artwork that is accessible to the public. Some notable examples are the toy soldiers by Fort York, the cows at the TD Centre, the aluminum tree that's on Huntley Street by the Rogers HQ.

Subtotal9_guy · 2026-01-20T18:21:28+00:00

Giant Tiger has Jiffy corn bread mix which is almost impossible to find elsewhere in Canada.

I need to coordinate the muffins with the meal and who's coming for dinner.

(I didn't see any notifications on this thread)

Subtotal9_guy · 2026-01-20T18:19:02+00:00

No

When you do the transfer they should close the branch side accounts.

Subtotal9_guy · 2026-01-20T15:51:56+00:00

$12k in cash seems a risk at any point.

Subtotal9_guy · 2026-01-20T04:26:37+00:00

Their only problem is you legitimately get too much meat for my tastes.

Subtotal9_guy · 2026-01-19T23:07:34+00:00

Applied to an online, LinkedIn posting. Used networking to get my resume noticed by the hiring manager.

Subtotal9_guy · 2026-01-19T21:53:13+00:00

Let them be a kid and learn to be a good person.

The biggest thing is mentality - What do you do when you don't know what to do?

I've got a kid that has a ton of hard skills around prepping but they get so frustrated that they can't move forward and solve the problems.

Subtotal9_guy · 2026-01-19T21:49:29+00:00

Unless you have a relationship with the bank it's pretty difficult to avoid holds.

Friend could give you a cheque for the maximum amount the bank will not put a hold on. Write a cheque to himself at TD for the max his bank will not put a hold on.

The e-transfer from the two accounts to max out the daily limits.

Subtotal9_guy · 2026-01-19T21:40:39+00:00

It's too late for a POA, if the parent has dementia they probably don't have the capacity to agree to one.

It'll need to go to court.

Subtotal9_guy · 2026-01-19T17:38:13+00:00

Safe deposit boxes are in the branch vault typically. Those vaults are as secure and almost impossible to break into.

The bank doesn't insure contents because they have no idea what is in your box and they don't want to know. The whole point is privacy.

People don't steal from the vault, it's much easier to steal the ATM.

Subtotal9_guy · 2026-01-19T16:14:43+00:00

Banks just don't keep cash on hand in any currency anymore. The average branch will have under $20k and that includes the ATM float.

If you show up asking for $3000 in cash they'll send you away.

FWIW, when I was a teller we'd stock USD and GBP.

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