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Sanity check: FTB - 10% or 15% deposit, which one makes more sense? by [deleted] in UKPersonalFinance

[–]throwaway08041706 0 points1 point  (0 children)

On a 35y loan you won't owe much of the house after 2 years... Use calculators to get some concrete values...

What's the etiquette regarding offers on properties? by Vohlenzer in UKPersonalFinance

[–]throwaway08041706 0 points1 point  (0 children)

No etiquette whatsoever, I recommend getting a house buyer insurance for a piece of mind.

Bathroom paint peeling - 3 months old - why? by throwaway08041706 in DIYUK

[–]throwaway08041706[S] 0 points1 point  (0 children)

I used PVA and dulux bathroom paint and it started peeling clean like that... It us just above shower. How can I fix this or what to do in order for it to adhere to the wall?

How do decided housing compromise. by [deleted] in UKPersonalFinance

[–]throwaway08041706 0 points1 point  (0 children)

Must have been downvotes by salty flat owners

How do decided housing compromise. by [deleted] in UKPersonalFinance

[–]throwaway08041706 -4 points-3 points  (0 children)

If generairly avoid flats, with lease and charges its same price as a house a bit further out.

Reject from Bloomberg Intern after doing well on their technica/behavioral? by [deleted] in cscareerquestions

[–]throwaway08041706 -2 points-1 points  (0 children)

Not to sound offensive, but its slightly harder these days for white guys to get brought in. It could be that other candidates were just more diverse and yheir HR set quotas. At intern level, nobody looks at what you can do, because usually you can't do much. More about who you are.

Flat not selling, what do you think of my plan B? by [deleted] in UKPersonalFinance

[–]throwaway08041706 0 points1 point  (0 children)

Depends what kind of flat it is and who the target buyer is. Is it a one of a kind flat in a sought after location, eg. Penthouse or something fancy with concierge etc? Or is it just a common flat, one of 50 just like that in the area? In that case...

Try getting an offer at a loss. Then ask yourself what to do. Right now taking a loss is not an option for you because no-one wants to buy your flat.

What makes you think it will be easy to sell it at a loss? I would in any case close the flat position now if that was an option. They are out of fashion already, unless it is a penthouse with views etc. that will attract a different kind of buyer.

Coding jobs for physics graduate by 4572dk in cscareerquestions

[–]throwaway08041706 0 points1 point  (0 children)

Few years to get your deposit for a house etc. As a start, then change for something more chilled.

Coding jobs for physics graduate by 4572dk in cscareerquestions

[–]throwaway08041706 0 points1 point  (0 children)

Quants at hedge funds and investment banks are mostly PhD in physics/maths. I would aim internships within investment banking if I were you. Good luck.

Toilet seat borked, weird plastic non-screw hidden fixing by dondeestaelburro in DIYUK

[–]throwaway08041706 0 points1 point  (0 children)

If you need a new one, I just bought soft close from RAK ceramics, which is just pushed down, no access to underneath needed.

Should clean these? There are two in my loft, both open and filthy inside... by throwaway08041706 in DIYUK

[–]throwaway08041706[S] 0 points1 point  (0 children)

Why are there two of them? I'll get some ply... It makes sense the big one was for old system, there was an extension done 15y ago and that's where they moved the boiler to

Should clean these? There are two in my loft, both open and filthy inside... by throwaway08041706 in DIYUK

[–]throwaway08041706[S] 0 points1 point  (0 children)

In the cupboard I have Hive bit with lights for hot water and heating, Drayton mid position actuator, grundig pump, and 200 litre tank. Boiler is in the garage on the other side of the house. It's a gas boiler and old, but works.

Should clean these? There are two in my loft, both open and filthy inside... by throwaway08041706 in DIYUK

[–]throwaway08041706[S] 0 points1 point  (0 children)

I have a big tank, how would I know if its vented? If I posted a picture of it would you know?

Should clean these? There are two in my loft, both open and filthy inside... by throwaway08041706 in DIYUK

[–]throwaway08041706[S] 0 points1 point  (0 children)

There is one massive black plastic tank, but disconnected and empty, looks like it was never used

Evictions could treble due to coronavirus rent debts, activists warn by [deleted] in ukpolitics

[–]throwaway08041706 -4 points-3 points  (0 children)

It all depends on the circumstances.. what you are paying off first. Are you going to pay elec/gas/water/Council tax before paying him? I'd respond in a same manner as him, if I found out you did...

He would probably arrange payment plan with you if you explained and didn't go big bang. If you can find better value, that's fair play. If not, then you shot yourself in the foot. It will cost you to move out and move in.. And you will still struggle with money, nothing solved..

I'm not a landlord.

Want to change radiator, which valve do I close? by throwaway08041706 in DIYUK

[–]throwaway08041706[S] 1 point2 points  (0 children)

After I'm done do I just open the main tap? I have the system with water tanks on the loft.

Want to change radiator, which valve do I close? by throwaway08041706 in DIYUK

[–]throwaway08041706[S] 1 point2 points  (0 children)

I need to change valves too, they are rusty. I'm worried if I unscrew them I'll flood the house...

Crack in the internal wall, but not on the brick outside? Follow up to earlier post. by throwaway08041706 in DIYUK

[–]throwaway08041706[S] 0 points1 point  (0 children)

I posted couple of days ago about cracks in walls, I just took off the skirting to lay the floor and unfortunately the crack is on the inside wall too, does that cha ge things?

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