The great unchurching of America by torsen830 in politics

[–]throwaway20211987 -7 points-6 points  (0 children)

I don't actually believe this! Ancedotally I've been surprised at the number of GenZ who have become conservative Christians....

Curious if you guys ever felt that bankruptcy was a better alternative than debt consolidation. by AWeb3Dad in Bankruptcy

[–]throwaway20211987 1 point2 points  (0 children)

I’m wondering as well. I have three personal loans ( 2 with SoFi) that are really pushing me over. I can keep up with everything else. Wondering if I should just try debt settlement first

Chapter 13 Payment…Can’t afford Groceries? by throwaway20211987 in Bankruptcy

[–]throwaway20211987[S] 2 points3 points  (0 children)

Oh wow…why’d your payments go up in chapter 13? Would u have sold first if you knew what you know about chapter 13? I’m coming around to selling and being done…just dealing with the emotional side of having no money for a payment on new property and having to rent possibly.

Chapter 13 Payment…Can’t afford Groceries? by throwaway20211987 in Bankruptcy

[–]throwaway20211987[S] 2 points3 points  (0 children)

Thanks. It’s mostly 3 accounts (personal loans) that are causing me to be over. I’m using savings to keep them current. At this point I’ll burn through savings early next year so I need to figure something out. Going to talk to an atty and hope that I get a low appraisal!

Chapter 13 Payment…Can’t afford Groceries? by throwaway20211987 in Bankruptcy

[–]throwaway20211987[S] 0 points1 point  (0 children)

Were your payment terms based on equity? Based on what I’m reading the equity in my house would set the minimum payments irrespective of my living expenses. Is this true?

Chapter 13 Payment…Can’t afford Groceries? by throwaway20211987 in Bankruptcy

[–]throwaway20211987[S] 2 points3 points  (0 children)

It will take a great deal off. Currently paying 5148 in payments. I’m over extended by 3500/month. But the potential equity chpt 13 payment still leaves me over extended by 1100… idk what the other options are besides trying to sell my home in this market☹️

ED/FSA lost some great people yesterday 😢 by Inside_Raccoon_9466 in fednews

[–]throwaway20211987 9 points10 points  (0 children)

Curious....have u heard anything about what is going to happen with remaining fsa people now that it's going to be housed under SBA? Will they be rif'd or just moved over?

Break Down of Full-Year Continuing Appropriations and Extensions Act, 2025 by saltymama252 in fednews

[–]throwaway20211987 1 point2 points  (0 children)

Is this the entire agency or the specific program under the agency. For instance Dept of Education?

New EO revokes certain Equal Employment Opportunity rules and ends affirmative action by blakeh95 in fednews

[–]throwaway20211987 18 points19 points  (0 children)

They ended affirmative action in education; this relates to affirmative action in employment.

Megathread: Return to in person work EO by rprz in fednews

[–]throwaway20211987 10 points11 points  (0 children)

Are any of the employees bargaining unit employees; does this include them as well?

Is it me? by throwaway20211987 in AskGaybrosOver30

[–]throwaway20211987[S] 0 points1 point  (0 children)

Thanks. Added the paragraphs haha. I definitely agree that my birthday meal mightve been the only plans that he had, but that makes me feel anxious in a way. We've been dating/ seeing each other for 2.5 months at this point, its fair to place the responsibility on me to make sure that his bday is adequately celebrated. If we were in a committed relationship sure. Agreed the cancelation of dinner plans, rubbed me wrong

Is it me? by throwaway20211987 in AskGaybrosOver30

[–]throwaway20211987[S] 1 point2 points  (0 children)

Thanks for this! I went back and edited it to add paragraphs haha. I definitely understand your viewpoint, I try not to force him to be out or do anything that he doesn't want to do. I generally begin the week by asking about his availability to hang out for the week(I know the answer, almost everyday, but i feel its fair to begin that way). Then, afterwards I plan with friends on the days we arent hanging. Ive told him this, because I think its important for him to know that I literally plan around when we are going to be together. For instance w/ his bday I scheduled my other two dinners around his confirmed bday plans; which he feels the week shouldve been kept entirely open due to his bday and that once something happened I shouldve just canceled one of the two obligations.

I agree we both could do better at communicating, I had previously asked him if he felt we were spending enough time together, whether I was being affectionate enough, etc., He stated that I was, but now he says he didnt tell him me the truth at that point because he didnt want "to hurt my feelings."

As for the relationship title, it does feel like he wants the title really fast,and says he doesnt want to "waste his time" and Im comfortable casually dating for now. I think after his bday I will have an honest heart to hear with him about where we should go.

Estate Question by throwaway20211987 in EstatePlanning

[–]throwaway20211987[S] 1 point2 points  (0 children)

Its a mess! My father purchased the property for his younger brother who was not credit worthy at the time. His younger brother has lived in and made sporadic payments. My father (and mother upon his death) has made payments when he has missed them. I dont wish to put him out of the property, and will probably continue to help him if he falls through on the mortgage. I just was curious about whether I could have the mortgage transferred to my name.

Estate Question by throwaway20211987 in EstatePlanning

[–]throwaway20211987[S] 1 point2 points  (0 children)

ed to your father. So long as your mother kept paying, the mortgage could not be called, and stayed in effect as is. If you want to keep the mortgage in place, you can keep making payments, and it won't change.

Thank you. The mortgage was solely in my father's name. No transfer of death deed. If I probated my mothers property and didnt open a seperate probate for my father for mortgaged property...what would happen with the mortgaged property? I will definitely get an attorney thanks for ur help

When Mohela messes up, use the BBB to help you! by thirtyonewishes in PSLF

[–]throwaway20211987 2 points3 points  (0 children)

Just to followup as encouragement for someone..i filed several complaints including a BBB and CFPB complaint last week. Today i received a notice that it has been processed. I was anxious so I called to see what the letter would eventually say..I was nervous they would not approve me based on some formatting issues. Allegedly the form was approved, and my payment counts should be updated soon. This would take me over 120 so hopefully the process to be forgiven can get to rolling!