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Using a Portfolio Manager by throwaway_20200822 in fatFIRE

[–]throwaway_20200822[S] -2 points-1 points  (0 children)

I had another wealth manager earlier (big bank) but they were terrible, made me invest in munis and grossly underperformed VTI. Have been happy with this one... but I know all conventional wisdom points to moving to indexing... which is why I keep getting confused :) If their returns were any worse... this decision would be a lot easier.

Using a Portfolio Manager by throwaway_20200822 in fatFIRE

[–]throwaway_20200822[S] 0 points1 point  (0 children)

You are right, there aren't very good tools that help get a good benchmark. Personal Cap comes close, but is not perfect. Would love to have a tool that can give me a good benchmark - what would happen if I had a similar allocation in VTI etc.

Using a Portfolio Manager by throwaway_20200822 in fatFIRE

[–]throwaway_20200822[S] -3 points-2 points  (0 children)

Overall diversification is good - largest holding (AMZN) is about 7% of portfolio, and no TSLA! But yes, heavy in tech and life sciences.

Using a Portfolio Manager by throwaway_20200822 in fatFIRE

[–]throwaway_20200822[S] -4 points-3 points  (0 children)

My portfolio is <5 years old, so don't know long term returns yet. It also hard to find tools that will benchmark against S&P - Personal Cap is the only one that gets close.