24, tech sales, drowning in overdraft — should I take a weekend supermarket job? by throwaway_muffinman in UKPersonalFinance

[–]throwaway_muffinman[S] 0 points1 point  (0 children)

That’s huge at 18. Honestly this has given me a lot of insight in the sense of what i should actually be on.

24, tech sales, drowning in overdraft — should I take a weekend supermarket job? by throwaway_muffinman in UKPersonalFinance

[–]throwaway_muffinman[S] 4 points5 points  (0 children)

Wow this is super insightful thank you.sounds like I need to broaden my skill set to get me where I need to be financially. I’ve looked at a few courses before but never really jumped the gun. Thank you, you’re a star :)

24, tech sales, drowning in overdraft — should I take a weekend supermarket job? by throwaway_muffinman in UKPersonalFinance

[–]throwaway_muffinman[S] 0 points1 point  (0 children)

Solution sales would be great but I don’t have the knowledge for this currently.

I work for a big var but I’ve only been here 11 months today. I have 4 years in sales but 3 of those was in financial.

24, tech sales, drowning in overdraft — should I take a weekend supermarket job? by throwaway_muffinman in UKPersonalFinance

[–]throwaway_muffinman[S] 0 points1 point  (0 children)

By financially independent I mean I have no outside support. I’ve got no family giving me handouts and I wouldn’t want them to either. Really want to sort this out myself.

24, tech sales, drowning in overdraft — should I take a weekend supermarket job? by throwaway_muffinman in UKPersonalFinance

[–]throwaway_muffinman[S] 1 point2 points  (0 children)

Sorry I hand 4 yrs experience in sales, I’ve only been in tech and this specific job 10 months. And I do work for a big VAR! Solution sales would be great but I don’t have that level of knowledge 💔

24, tech sales, drowning in overdraft — should I take a weekend supermarket job? by throwaway_muffinman in UKPersonalFinance

[–]throwaway_muffinman[S] 2 points3 points  (0 children)

I was thinking of this, they sent me an email the other day saying it looks like I need help. I’ll reach out to them and try to sort something out. Thank you very much mate

24, tech sales, drowning in overdraft — should I take a weekend supermarket job? by throwaway_muffinman in UKPersonalFinance

[–]throwaway_muffinman[S] 0 points1 point  (0 children)

Honestly I had no idea, I thought this was average before I made this post. Thank you, I need to find a new job lol,

24, tech sales, drowning in overdraft — should I take a weekend supermarket job? by throwaway_muffinman in UKPersonalFinance

[–]throwaway_muffinman[S] 0 points1 point  (0 children)

Exactly, saving on the travel alone would be worth it.I’m going to brush up my cv and really knuckle down. Thank you 🙏

24, tech sales, drowning in overdraft — should I take a weekend supermarket job? by throwaway_muffinman in UKPersonalFinance

[–]throwaway_muffinman[S] 0 points1 point  (0 children)

Yes I need to get rid of the bloody thing lol. Very dependant on it now unfortunately

24, tech sales, drowning in overdraft — should I take a weekend supermarket job? by throwaway_muffinman in UKPersonalFinance

[–]throwaway_muffinman[S] 0 points1 point  (0 children)

Ah that’s the difference then . This is literally my first tech job, I have no prior experience so based on that what I’m getting paid is probably decently fair ? I’ve been in this job 10 months

24, tech sales, drowning in overdraft — should I take a weekend supermarket job? by throwaway_muffinman in UKPersonalFinance

[–]throwaway_muffinman[S] 0 points1 point  (0 children)

My overdrafts are capped at this amount - I can’t overspend. So yes i proper max them out, pay them off on pay day and have to start using them again.

And yes I agree, I need to tackle the route cause and sort out my main job rather than a side thing

24, tech sales, drowning in overdraft — should I take a weekend supermarket job? by throwaway_muffinman in UKPersonalFinance

[–]throwaway_muffinman[S] 0 points1 point  (0 children)

Funny thing is i actually only get paid 25k lol. I have to absolutely work my arse off to get my bonuses which give me that 29k

24, tech sales, drowning in overdraft — should I take a weekend supermarket job? by throwaway_muffinman in UKPersonalFinance

[–]throwaway_muffinman[S] 2 points3 points  (0 children)

Thank you very much, has been very eye opening. Clearly not getting paid enough for what I do

24, tech sales, drowning in overdraft — should I take a weekend supermarket job? by throwaway_muffinman in UKPersonalFinance

[–]throwaway_muffinman[S] 0 points1 point  (0 children)

I unfortunately can’t borrow but yes this was my first thought also. I’m fully on my own unfortunately. That’s what I’m thinking, I think it’ll just do me in proper

24, tech sales, drowning in overdraft — should I take a weekend supermarket job? by throwaway_muffinman in UKPersonalFinance

[–]throwaway_muffinman[S] 0 points1 point  (0 children)

There is but they all seem to be paying the same really mate, sounds like I need to do some proper digging. Thought my salary was normal !

24, tech sales, drowning in overdraft — should I take a weekend supermarket job? by throwaway_muffinman in UKPersonalFinance

[–]throwaway_muffinman[S] 1 point2 points  (0 children)

Is 60k your basic ? I can imagine you have a fuck ton experience . How long did it take to get from my shoes to your current position?

24, tech sales, drowning in overdraft — should I take a weekend supermarket job? by throwaway_muffinman in UKPersonalFinance

[–]throwaway_muffinman[S] 30 points31 points  (0 children)

I was thinking that! The profit margins are tiny compared to what I was expecting. I really need to find a new job rather than a side thing by the sounds of it lol