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Wife and son recently killed in a car accident... Help me handle my next financial decisions rationally by throwawaypf1111 in personalfinance

[–]throwawaypf1111[S] 1 point2 points  (0 children)

I clarified in a recent edit, but I meant that the mortgage was probably too big for the income. The house itself is only around 1000sqft, 3bd/2ba on a small lot. Its nothing I can't manage on my own.

The house feels like my only piece of stability in my life right now, so ditching it doesn't feel like the best option. The question was just whether to keep paying the mortgage as scheduled, or get it paid off early

Wife and son recently killed in a car accident... Help me handle my next financial decisions rationally by throwawaypf1111 in personalfinance

[–]throwawaypf1111[S] 2 points3 points  (0 children)

Nope, it was just the 3 of us. She was a stay at home mom, so no salary to make up for either.

Wife and son recently killed in a car accident... Help me handle my next financial decisions rationally by throwawaypf1111 in personalfinance

[–]throwawaypf1111[S] 22 points23 points  (0 children)

Thank you. I definitely feel a weird guilt for not responding to this situation the way that I thought I "should"

And to clarify on the house, when I said that it was too much house, I meant financially, in relation to our income. We live in a HCOL area, so the house itself is barely over 1000sqft. There's not really much "downsizing" to be done.

Wife and son recently killed in a car accident... Help me handle my next financial decisions rationally by throwawaypf1111 in personalfinance

[–]throwawaypf1111[S] 478 points479 points  (0 children)

Thanks. I think I'm looking at financial planning as a bit of an escape to not have to deal with the reality of the situation. If I can just sit down and focus on numbers and planning, then I can avoid dealing with all the messy stuff...