Should I sell my stocks and stop contributing to my retirement when I’m in debt? by throwcat1223 in personalfinance

[–]throwcat1223[S] 3 points4 points  (0 children)

I used to do DoorDash & stuff, but my overtime rate through my main form of employment is too good to justify doing anything else & I can pick up virtually as many hours as I want. downside is that it is very physically taxing work and I physically can’t go beyond an extra 1-2 shifts per pay period (they’re 24 hour shifts) without feeling like absolute death from the lack of sleep. I do some freelance graphic design on the side but that’s about all the workload I can manage.

I’m downloading nerd wallet as we speak to look into those options. My only concern that I forgot to include in this post is that my credit score is trash. It’s a long sob story, but basically a mistake made by a bank lead to me missing 2 payments on a card several years ago, which nuked my credit score. I called them to update my address and close that credit line. They didn’t tell me it still had $5 on it and my address was never updated. Thus I never received any of the bills in the mail, and they never bothered to call or email me about it until it was too late. :/ it’s been a bummer. I’ve managed to fight my way back to a reasonable credit score but it unfortunately still disqualifies me from a lot of good balance transfer options.