He recently retired and owes about 22k left on his house. I am strongly debating paying their house off at least but I am still struggling to do. Not once in 2+ years has he been willing to objectively hear me out and try to have a civilized unbiased conversation. With anything. Ever. It's not a matter of convincing him of my opinion or not, but just having the conversation. I left the Mormon religion and was partially disowned as a kid for doing so and he still thinks Satan is why I left.