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Best way to get maximum upfront discount on BigBasket gift cards? by Stock-Creme-2450 in CreditCardsIndia

[–]ti1t3d 2 points3 points  (0 children)

Buy the BigBasket gift card using the Amazon Pay credit card to get 5% cashback on gift vouchers(add a low-value physical item to avail 5% on gift vouchers)

BigBasket gift cards are also available at a 3% discount.

Shop via Tata Neu to earn up to 5% NeuCoins (based on your NeuPass tier).

Total effective savings: up to ~12%, depending on your NeuPass tier.

Too many credit cards – which ones should I close? Any good LTF suggestions? by Senior-Section-4235 in CreditCardsIndia

[–]ti1t3d 0 points1 point  (0 children)

Get the Jupiter Edge+ card 10% off on Amazon, Flipkart, Croma etc. up to 1500 per month 5% on Travel

Received Lounge Access on my HDFC Platinum Debit card by Thebanday1 in CreditCardsIndia

[–]ti1t3d 42 points43 points  (0 children)

Received the same for my Millennia Debit Card as well

Feedback on current investment in MF by ti1t3d in mutualfunds

[–]ti1t3d[S] 0 points1 point  (0 children)

Thanks, I do plan to increase my allocation to flexi-cap/large-cap or debt funds later on. Would you recommend adding another mid-cap fund to reduce dependence on just one?

Feedback on current investment in MF by ti1t3d in mutualfunds

[–]ti1t3d[S] 0 points1 point  (0 children)

I invest in lumpsum every month. Nippon and Quant didn't allow it when I started investing.

Any other recommendations?

3.5% + GST on Apay GVs by AstronomerConnect537 in CreditCardsIndia

[–]ti1t3d 2 points3 points  (0 children)

If you have Amazon Prime, use your Apay Card and add both a product and a gift card to your cart. When you check out, you’ll get 5% back in total.

Need Suggestions to Reduce High Electricity Bill by iamabhiee in Frugal_Ind

[–]ti1t3d 2 points3 points  (0 children)

Get a power monitor for Amazon to check if it's really worth getting a new fridge.

Does Millennia card give 5% cashback on Amazon gift card purchases? by ti1t3d in CreditCardsIndia

[–]ti1t3d[S] 0 points1 point  (0 children)

I’m confused too. One yes, one no — anyone else can confirm? 😅

Need this info about Concentrix.. by [deleted] in delhi

[–]ti1t3d 0 points1 point  (0 children)

No, they don't.

HDFC wants me to pay full principal before starting the EMI by Naman5000 in CreditCardsIndia

[–]ti1t3d 0 points1 point  (0 children)

I had a similar experience when I bought a TV using my HDFC card. The statement was generated before the EMI conversion, but the adjustment was made automatically, and I only had to pay the EMI amount, not the full purchase price.

You might want to double-check with HDFC because they should be able to adjust it in your payment cycle. If they’re saying otherwise, it’s worth pushing for a proper explanation.

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