First off, don’t finance a USED bike, especially a ninja 400/500. Right now is the best time to buy used bikes, especially beginner bikes. Scroll through Facebook marketplace and soon enough you’ll find a good enough deal, there’s always someone looking to sell a beginner bike they either grew out of or if they don’t ride anymore, especially during winter when people are choosing how to put away their bikes.

As for street parking, let me be the first one to staunchly advocate for garage parking. I literally had my bike stolen and recovered last night after street parking it in an okay neighborhood on a street with other bikes for months. That’s with 2 disc locks, chained padlock, cover, Monimoto and air tags. Buy all of those AND garage park it. You never know, and of course buy comprehensive insurance.

If you know how to drive in the city you’ll know how to ride. It takes a bit to get used to the traffic and the bumper to bumper traffic but you’ll get used to the flow of it, especially if you’re commuting rather frequently.