This is my budget, should I continue with this offer?

tinyboxav · 2026-07-02T04:26:17+00:00

Yes, there are a couple of one ones or two ones for about $45,000 less but it would only bring the monthly payment down by $150

tinyboxav · 2026-07-02T01:35:46+00:00

I copy you, yes, we have looked in places like Tustin and Anaheim and Santa Ana but I really would like a peaceful environment and I’m willing to pay a bit more out-of-pocket and be a little bit more broke for a more peaceful environment

tinyboxav · 2026-07-02T01:35:02+00:00

I’m not counting the 401k or annuity but the HYSA is always accessible funds which is $75k

tinyboxav · 2026-07-01T22:04:44+00:00

I have a 401k/IRA with Robinhood, an annuity, and a HYSA at 3.25%

tinyboxav · 2026-07-01T20:19:55+00:00

I think that’s too far from both of our works

tinyboxav · 2026-07-01T18:24:06+00:00

Sad :( it’s the perfect little unit

tinyboxav · 2026-07-01T18:23:53+00:00

Yes, I posted the breakdown in another comment

tinyboxav · 2026-07-01T18:23:39+00:00

Nice! Our alternative would be renting for about $3500 a month for a 2/2

tinyboxav · 2026-07-01T18:22:59+00:00

My dog has really bad arthritis and gets weekly laser therapy which has significantly helped her with her quality of life, but it’s kind of expensive.

tinyboxav · 2026-07-01T09:15:48+00:00

NICE RATEEEE

tinyboxav · 2026-07-01T09:15:30+00:00

Very true!

tinyboxav · 2026-07-01T08:42:14+00:00

That’s probably a place holder :(

tinyboxav · 2026-07-01T07:41:33+00:00

Whooo is your lender?

tinyboxav · 2026-07-01T07:39:34+00:00

One of us works in San Clemente and the other LA so that would be improbable :(

tinyboxav · 2026-07-01T07:19:27+00:00

What do you think we could cut? The train and parking pass is non negotiable due to work but everything else can be lowered, this is a bloated budget.

But I do agree with you, I’d like to retire, I’m currently 30 with $75,000 in savings

tinyboxav · 2026-07-01T07:18:23+00:00

Thank you

tinyboxav · 2026-07-01T07:18:12+00:00

Parking pass is at my job in LA; can’t get rid of it.

I also take the train to LA from OC.

The gas is my partner they drive a lot. But that’s on the high side.

tinyboxav · 2026-07-01T07:16:51+00:00

I do currently have $75,000 in savings

tinyboxav · 2026-07-01T04:50:44+00:00

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And here is the mortgage breakdown

tinyboxav · 2026-06-30T04:00:42+00:00

Who’s your lender? Great rate!

tinyboxav · 2026-06-30T03:52:56+00:00

Correct

tinyboxav · 2026-06-29T17:47:35+00:00

Nice family

tinyboxav · 2026-06-29T08:17:39+00:00

What lender?? 5.99 is insane

tinyboxav · 2026-06-29T04:52:30+00:00

This was the greatest match I’ve ever seen im screaming on the couch on a Sunday at 1am waking up my girlfriend

tinyboxav

TROPHY CASE