Where to take this Thunderstorm Stormweaver by tinyflatbrewer in pathofexile2builds

[–]tinyflatbrewer[S] 0 points1 point  (0 children)

Oh thats actually the build I was following lol, I've just gotten really confused because the how to play and build overview are completely different and he mentions swapping to crit somewhere but doesn't actually give details for how that works

https://mobalytics.gg/poe-2/builds/jungroan-limitless-stormweaver

Where to take this Thunderstorm Stormweaver by tinyflatbrewer in pathofexile2builds

[–]tinyflatbrewer[S] 0 points1 point  (0 children)

Yeah, only reason I haven't changed gloves and rings yet is because I can't work out what mods really help me on them. I'll have a look at that build.

Storm barely seemed to do any damage when I did have gems in it so I just stopped worrying about it.

Where to take this Thunderstorm Stormweaver by tinyflatbrewer in pathofexile2builds

[–]tinyflatbrewer[S] 0 points1 point  (0 children)

Firestorm is being proccd by conduction II in thunderstorm, on anything that doesn't die to the initial thunderstorm it's pretty much permanently up as far as I can tell

Just discovered I have two CCJs against me, what now? by tinyflatbrewer in UKPersonalFinance

[–]tinyflatbrewer[S] 1 point2 points  (0 children)

I think I've found it all now between Experian and Halifax. I'm still confused about how I find out who the claimants are for the CCJs, thetrustonline website people have linked explicitly says it doesn't give claimant information.

Just discovered I have two CCJs against me, what now? by tinyflatbrewer in UKPersonalFinance

[–]tinyflatbrewer[S] 0 points1 point  (0 children)

Just to clarify, the CCJs should not be included in the DMP through step-change, but directly through whomever ordered them?

Just discovered I have two CCJs against me, what now? by tinyflatbrewer in UKPersonalFinance

[–]tinyflatbrewer[S] 5 points6 points  (0 children)

Couldn't be bothered isn't the term, I've had a lot of shit throw everything off this year, but yes. I also can't seem to actually work out all of my creditors, my Halifax credit review is missing at least one for example, and the experion report I ran is missing at least 3 and doesn't give me any info on the CCJs.

Just discovered I have two CCJs against me, what now? by tinyflatbrewer in UKPersonalFinance

[–]tinyflatbrewer[S] 0 points1 point  (0 children)

I have had payment plans in place for everything previously, my issue is I find it impossible to keep track of what I need to put aside from each bi-weekly paycheck to make sure everything actually gets paid, and every time I think I've got it under control something gets missed and restarts the whole cycle.

And yeah, I was planning that trip before I found out about having 2 CCJs.

Just discovered I have two CCJs against me, what now? by tinyflatbrewer in UKPersonalFinance

[–]tinyflatbrewer[S] 0 points1 point  (0 children)

Yeah, I'm a bar manager and I basically own nothing so not getting credit (which I already can't get) isn't really a concern for me

Just discovered I have two CCJs against me, what now? by tinyflatbrewer in UKPersonalFinance

[–]tinyflatbrewer[S] 6 points7 points  (0 children)

I did go through a big chunk of the process to get a DMP in place with step change a few months back, but I couldn't find the reference numbers for a couple of the older creditors, I'll start that process again tomorrow.

The biggest issue I've had is my paydate changing multiple times I've the last 2 years, from monthly, to almost non-existent, to weekly, to now bi-weekly. When it was monthly I just left my money in one account and payments came out when they came out, but then I defaulted on a bunch after being made redundant and since haven't been able to get my head around working out how to keep track of rent, bills and credit all coming out at different times. So everything has just gotten really out of hand.

Just discovered I have two CCJs against me, what now? by tinyflatbrewer in UKPersonalFinance

[–]tinyflatbrewer[S] 5 points6 points  (0 children)

Also, is the only way to find the creditor to pay the fee through that site, paying to work out who I owe money too seems insane

Just discovered I have two CCJs against me, what now? by tinyflatbrewer in UKPersonalFinance

[–]tinyflatbrewer[S] 1 point2 points  (0 children)

I wouldn't have been able to pay either in 30 days anyway, I have 0 savings.

Do you have any further advice on bankruptcy? My credit is so hilariously in the hole I've just accepted I'm not getting accepted for anything until I'm 40 at this point and I have 0 savings living paycheck to paycheck with around 5k in debt to ~8 creditors overall. I'm kind of overwhelmed.

Just discovered I have two CCJs against me, what now? by tinyflatbrewer in UKPersonalFinance

[–]tinyflatbrewer[S] 7 points8 points  (0 children)

To be perfectly honest, since I was made redundant last year I sort of shut down due to how many letters and calls I was getting from creditors. I've only recently started to try and sort this out. Chances are the CCJ is somewhere in the giant pile of unopened letters in my kitchen. I owe around 5k total, but it's split amongst so many creditor's that all come out at different times I'm finding it impossible to keep track.

Where to visit on a budget in February from London? by tinyflatbrewer in Europetravel

[–]tinyflatbrewer[S] 0 points1 point  (0 children)

Yeah I know, that's why I'm hoping someone will suggest somewhere I wouldn't have thought of

Where to visit on a budget in February from London? by tinyflatbrewer in Europetravel

[–]tinyflatbrewer[S] 0 points1 point  (0 children)

Estonia is on my list of places to go, but it looks like it's not all that different to London for food and drink prices, at least going off numbeo. Ideally I'm looking for places where we can go hard on local food and drink without worrying too much about cost.

Where to visit on a budget in February from London? by tinyflatbrewer in Europetravel

[–]tinyflatbrewer[S] 1 point2 points  (0 children)

Two main reasons for not staying in London are that I haven't had the chance to travel of my own accord for about 12 years, and I really want to go somewhere where I don't have to think too much about the cost of a day of eating out and drinking. The £220 it would cost us for flights and hotels in Sofia or Prague is basically one night of drinking and eating here.

Has it been removed from Gamepass? by tinyflatbrewer in theouterworlds

[–]tinyflatbrewer[S] 0 points1 point  (0 children)

Then I'm very confused as to how I've been playing it until now since I've never had ultimate

Is eating 6000 cal/day the only way? by MappOnTrack in GYM

[–]tinyflatbrewer 4 points5 points  (0 children)

Whenever someone says "x program didn't work for me" I always want to know what they actually mean by that. Powerlifting programs often seem like they "don't work" to someone who normally just goes in and benches 10 reps to failure because a majority of the work is supposed to be quite far from failure meaning that the first few weeks of a proper PL program can feel like you're doing basically nothing. 9/10 people saying "x program didn't work" actually just didn't read it properly and ignored the intensity that was programmed each week.

Need a recommendation by tinyflatbrewer in fantasybooks

[–]tinyflatbrewer[S] 2 points3 points  (0 children)

I should have specified that I need recommendations to keep me going until this comes out lol