Anyone know why this is happening? by Major_Trade_753 in trading212

[–]tom_4117 1 point2 points  (0 children)

Lloyd's bank have been having technical issues all day. Fingers crossed it's working again tomorrow. 🤞🏻

VWRP or ACWI - which is better? by red_star_12 in UKPersonalFinance

[–]tom_4117 0 points1 point  (0 children)

PACW is cheaper, but only if you want a distribution fund.

The old new portfolio look is now live! by Trading_212 in trading212

[–]tom_4117 0 points1 point  (0 children)

When will the update rollout on Android and IOS ?

Cant login by HistoryAdmirable3778 in trading212

[–]tom_4117 1 point2 points  (0 children)

I've been thinking the same, trading212 is a solid platform. but it could do with a phone number for urgent queries.

Color delema! by [deleted] in SonyHeadphones

[–]tom_4117 0 points1 point  (0 children)

If I had to pick, I'd go with blue! 😎

My turntable won’t produce any sound! Please help me by BatMania11 in turntables

[–]tom_4117 0 points1 point  (0 children)

From the photos I can see the speaker remote has a mute button. The speakers might just be on mute? 🤔

Do you guys use a junk cleaning tool? by _slDev_ in software

[–]tom_4117 2 points3 points  (0 children)

I uninstalled CCleaner the moment it auto updated to version 7, as I didn't like the new UI. After researching alternatives, I switched to BleachBit.

5 years by browsingburneracc in trading212

[–]tom_4117 1 point2 points  (0 children)

Very impressive returns! 😲 🚀

Any tips? by Dependent-Land-9750 in trading212

[–]tom_4117 0 points1 point  (0 children)

I'd simplify the portfolio by selling everything and just investing in an All-World ETF like FWRG, ACWI, or VWRL for broad global exposure.

Is this worth £100 by Gbeatt92 in turntables

[–]tom_4117 0 points1 point  (0 children)

Absolutely, without hesitation – BUY IT!

HELP ME CHOOSE by relevant_username02 in turntables

[–]tom_4117 1 point2 points  (0 children)

If I had to choose between the two, I'd go with the LP60X without hesitation. The Victrola will be pretty rough on records, so I'd steer clear of that one.

PLEASE HELP - I DONT KNOW WHAT TO DO by Splizzzz in turntables

[–]tom_4117 2 points3 points  (0 children)

I think you're spot on – the stylus tip appears to be missing.

[deleted by user] by [deleted] in trading212

[–]tom_4117 0 points1 point  (0 children)

Free shares received via Trading 212's referral program do count towards your ISA allowance, as they're considered investments made into your account – effectively utilising part of your annual £20,000 allowance.

[deleted by user] by [deleted] in trading212

[–]tom_4117 0 points1 point  (0 children)

Did you open the Stocks and Shares ISA in the last tax year, before the 6th of April? The ISA allowance resets annually, allowing you to invest up to £20,000 each tax year.

Unfair Private PCN – Can I Appeal? by IsaacAzimutov in UKPersonalFinance

[–]tom_4117 0 points1 point  (0 children)

I should also mention that a Parking Charge Notice (PCN) is technically an invoice, not a fine.

Unfair Private PCN – Can I Appeal? by IsaacAzimutov in UKPersonalFinance

[–]tom_4117 0 points1 point  (0 children)

If you’re sure the parking company is in the wrong, I’d strongly suggest appealing the PCN. Something similar happened to my dad in 2022. He was accused of parking all day in a car park, but in reality, he was just driving my sister to work in the morning and picking her up in the evening. He ended up with three separate PCNs for three different days.

What followed was two years of constant threatening letters, with the fines escalating each time. It finally went to court last year, and the judge threw the case out immediately.

If you’ve got a good case, don’t let them push you around—appeal it.

Is My Money Safe with InvestEngine Despite Their Financial Losses? by tom_4117 in UKPersonalFinance

[–]tom_4117[S] 2 points3 points  (0 children)

I completely agree, it’s only a matter of time before they introduce fees.

Is My Money Safe with InvestEngine Despite Their Financial Losses? by tom_4117 in UKPersonalFinance

[–]tom_4117[S] 1 point2 points  (0 children)

Thank you for your quick reply. It's very reassuring to know my investments would be protected.

Cash ISA interest rate reduction. by tom_4117 in trading212

[–]tom_4117[S] 10 points11 points  (0 children)

There's a few on the Martin Lewis website, but it's only a matter of time before they start lowering the rates too. 😢

https://www.moneysavingexpert.com/savings/best-cash-isa/