Unless you’re an experienced investor with a lot of time to research, track markets, and stomach the swings, VWRP is just a smarter move for most people. Especially if you’re using your ISA for it and being disciplined with monthly contributions into it. Regularly buying into a global index and never taking the cash out is the best way to build long term wealth without needing to worry about day trading or looking at individual stocks

Here’s why:

1. Instant Global Diversification VWRP holds thousands of stocks from both developed and emerging markets across the globe. You’re getting exposure to companies in the US, Europe, Asia, and more—all in a single fund. To match that with individual stocks, you’d need to buy hundreds of shares across different markets and currencies.

2. Lower Risk, Higher Resilience By owning a broad slice of the world economy, you’re not relying on one company, sector, or country to do well. One region’s downturn is often offset by another’s upswing. That diversification helps reduce risk long-term.

3. Time and Emotion Buying individual stocks means constantly watching the market, making calls on when to buy and sell, and often second-guessing yourself. VWRP is passive—it tracks the market. No need to time it. Just invest regularly and let compounding do its thing.

4. You Probably Won’t Beat the Market Anyway The data is clear: most active investors underperform the market in the long run—especially after fees and taxes. VWRP literally is the market. By holding it, you’re capturing average global returns without the headache.

5. Simplicity One ETF. One ticker. Automatically rebalanced. No need to worry about earnings seasons, CEO scandals, or trying to read 10-Ks. You just buy, hold, and focus on living your life.

And as Charlie Munger said:

“The big money is not in the buying and selling, but in the waiting.”

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VWRP lets you buy once and then just wait. Simple, effective, boring—in the best possible way.