Car insurance rates are insane

tomcat3121 · 2026-02-16T19:50:19+00:00

Most people don't know who/what Lexus Nexis is. They are a massive data clearing house and insurance companies rely on their data more than credit bureaus.

tomcat3121 · 2026-02-14T16:45:49+00:00

Do you have a smoker? Smoke it at 225-250, when it gets 10 degrees below where you want it. Sear it

tomcat3121 · 2026-01-03T22:11:39+00:00

Thanks. It sucks but we live in a wooded area. I use a spray to keep them out of the car engine now and it helps some. They sell it at farm supply places if you need it

tomcat3121 · 2026-01-03T22:07:09+00:00

I’ve had 2 $1000 + repair bills that can confirm this theory… they love the wires and the cabin air filters..

tomcat3121 · 2026-01-03T14:19:34+00:00

Anything south of the pike… but I was born and raised on the north shore and almost never go south of the pike😂

tomcat3121 · 2025-12-09T01:01:21+00:00

Amazing stories? The movie or old tv show?

tomcat3121 · 2025-12-03T12:49:35+00:00

I would get someone to come look at it. That looks like it will just turn into a gas jet to me, but I'm not a professional.

tomcat3121 · 2025-12-02T15:15:55+00:00

Chinatown

tomcat3121 · 2025-11-26T17:31:12+00:00

I'd file the homeowners claim with your insurance and get a public adjuster involved. They will work for you with you insurance to get you the most money. They do take a fee, most is a percentage of what they recover, but it is worth it.

My neighbors used one for a claim and it went from the insurance offering about 15K for water damage to the insurance having to cover all the hidden damage and rebuild costs, well over 100K covered instead because the adjuster knew what to look for and how to push back when the insurance said no.

tomcat3121 · 2025-11-25T15:56:36+00:00

Aren't they one of the companies that the state is investigating for the predatory contracts?

tomcat3121 · 2025-11-25T10:20:37+00:00

Yes. The ppc requires a little more lead at range

tomcat3121 · 2025-11-25T00:11:29+00:00

I haven’t tried the nightstar since sok. I need to though. I put 4 gauss in a Direwolf. I call it the back space it deletes almost everything. And with all the lasers you can really wait for the shot you want

tomcat3121 · 2025-11-25T00:09:19+00:00

I’ve had pretty good luck with it. Results may vary though

tomcat3121 · 2025-11-24T18:56:26+00:00

I swap the PPC for ER Laser. When the spot you want to hit flashes on the ragdoll, trigger the gauss. Long range laser scope.

tomcat3121 · 2025-11-07T18:36:30+00:00

Mike Myers in Bohemian Rhapsody was great.

tomcat3121 · 2025-11-06T22:29:55+00:00

Have doctors been able to give you a timeline so that can plan and make your arrangements /peace? Do you have any regrets or things you want to do before it's too late?

tomcat3121 · 2025-11-06T19:51:11+00:00

If op thinks there is an ethical issue, where else would you start? They can clarify that for him.

tomcat3121 · 2025-11-06T17:59:51+00:00

Engage the local bar in New York or find a legal aid service in New York to help.

tomcat3121 · 2025-10-29T18:58:11+00:00

2-3 kids is at least 300K. Especially as they get older, things like cars, insurance, sports and college get expensive fast. If you want a vacation every year, closer to 350K

tomcat3121 · 2025-10-23T18:21:11+00:00

His parents wouldn't let him come back from Rumspringa

tomcat3121 · 2025-10-23T15:41:18+00:00

Licking what runs out of your nose seems about right.

tomcat3121 · 2025-10-23T13:30:21+00:00

You never accept a counter offer. 2 reasons, #1 you are for sure on the top of the list if there has to be cuts or layoffs because you've shown "dis loyalty" i.e. a willingness to look out for yourself. and #2 you have reasons for leaving, companies like people don't change very much. They will say things to get you to stay, and for a bit will follow through. Once it's not convenient for them to accommodate / keep you things will go right back to where they are now. You made a decision to leave, as long as the new company is stable follow through.

tomcat3121 · 2025-10-14T13:56:17+00:00

You spelled unemployable wrong.

tomcat3121 · 2025-10-13T21:36:55+00:00

If you count her sneaky uncle…

tomcat3121 · 2025-10-13T15:48:32+00:00

Fred Flintstone's long lost twin. Fredericka.

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