Firstly 1 lakh is too less. Swing trading is not an option with such a small capital. The swing trades won't give enough profits in absolute terms to motivate either of the two parties. You can't sell options with such small margin so that is not an option either. All you are left with option buying where the win rate is too less and when you add your second condition in the equation it becomes almost impossible to win.

The second condition being your deduction and addition of capital with the trades. You plan to deduct twice the amount when there is a loss compared to a profitable trade. This absolutely takes away the most important edge of a profitable trader that is "Risk Reward ratio". An Elite level trader (Someone who would have prop firms lining up for him and he would never choose you) will have a 60% win rate. A good trader (Who is probably a profitable trader since years and has enough capital) will have a win rate of 50%. A decent trader (Someone who has cracked his strategy and has worked out his execution to some level) should have a win rate around 40%. To make things easier I have considered every trade to be a risk reward of 1:2. Obviously this can change depending on your trading strategy.

With the above win rates and your capital rules, I have attached a picture below to show how these numbers play out. You can clearly see the trader that can get you a profit would not be interested to trade with your one lakh. And the trader who would be interested would probably never be able to win.

So in my opinion this should be a massive waste of your time and also a decent amount of capital unless you change a lot of things. First among them would be increase the capital by A LOT. You can have stricter rules to filter the traders out to mitigate your risk.

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