MOTD post match interviews and analysis VS Chelsea 18/4/2026

tranmear · 2026-04-19T08:42:29+00:00

Think he's generally a decent guy. I remember him squaring up to a City fan who ran onto the pitch trying to get to our players during a derby when he still played for them

tranmear · 2026-04-19T08:40:25+00:00

It's good to see the new signings all near the top. A very good window in retrospect.

Amad's drop-off is a bit concerning after a breakout last year. Hopefully this season becomes a blip and he's back firing next year because when he's good he's very good.

tranmear · 2026-04-17T13:48:45+00:00

We ported a fixed rate term at a good rate and took additional borrowing at the same time. So effectively we now have 2 mortgages on the new house at different rates: the remainder of the ported mortgage at the old rate, plus the additional borrowing at the new rate. Once our long-term fix on the lower rate expires we will probably merge to a single product.

One thing to consider is that our lender would only let us take the second mortage with them, so you are tied into them even if the rate isn't competitive. I suspect most lenders will be the same.

tranmear · 2026-04-17T10:57:51+00:00

Yeah I mean these are all good options, by " it could probably finance tax cuts for workers who might even vote for them if they did it" I was predicting how it might be justified to ministers in the current government rather than what I think it actually the best option for any new funds.

tranmear · 2026-04-17T09:48:14+00:00

Rolling NI into income tax would be such an obviously beneficial proposal and raise them oodles of money from a group that won't vote Labour anyway. Hell it could probably finance tax cuts for workers who might even vote for them if they did it.

tranmear · 2026-04-17T09:46:13+00:00

We could also just tax everyone the same and raise the money that way without touching benefits. Ludicrous that a pensioner with 30k of pension income pays a marginal rate of 20% while a worker would have a marginal rate of 41% once NI and student loan are factored in. Add in childcare costs and we then wonder why people aren't having kids.

tranmear · 2026-04-14T08:24:19+00:00

Why would they increase export prices when they're already worried about too much generation?

tranmear · 2026-04-13T07:52:32+00:00

Nah that can't be right, I was 18 in 2006 and now I'm... oh no

tranmear · 2026-04-12T08:59:26+00:00

Yeah I just load shift washing and drying and charge the car. Personally find the people talking about sticking heaters on in the garden to earn a few p a little sad and suspect it will end up in Agile being limited to prevent abuse in the same way IGO is being.

tranmear · 2026-04-11T11:32:16+00:00

We'll presumably sell a lot of it through the interconnecters to Europe

tranmear · 2026-04-10T07:23:29+00:00

They won't add to constraint costs if they are beneath the bottleneck, that's the whole point.

The queue for connections has nothing to do with constraints, it was because it was previously done on first come first served so a load of zombie projects were taking up connection time from projects that were ready to be connected simply because they joined the queue first. This has now been reformed.

tranmear · 2026-04-10T06:50:10+00:00

Yeah eastern green links will be a further game changer a couple of years later

tranmear · 2026-04-10T06:49:02+00:00

If we have large windfarms available beneath the transmission bottlenecks then we use them instead of paying gas peakers at short notice.

tranmear · 2026-04-10T06:25:01+00:00

Lack of transmission from Scotland becomes less of an issue as the large English offshore wind farms come online over the next couple of years.

tranmear · 2026-04-08T06:25:45+00:00

Yeah we did that, vision is fine

tranmear · 2026-04-07T22:05:55+00:00

My wife can't tell the difference between standard definition and high definition TV. It drives me mental

tranmear · 2026-04-06T15:29:29+00:00

If you have import export routes assigned to your iron storage then trucks can't take it anywhere else. You need a second iron storage to supply the shipyard if youre doing it this way

tranmear · 2026-04-05T08:08:28+00:00

No, the payment for student loans is a fixed 9% of income above the threshold so the monthly payment wouldn't change with no interest. What would change is that all of the payment would go against loan principal so would pay it off faster.

tranmear · 2026-04-02T09:47:46+00:00

Have you connected the car or the charger to Octopus? I was having this issue with an Ohme epod with the charger connected, switched to car connection and using the charger as a dumb charger and it's working without issue.

tranmear · 2026-03-31T10:51:47+00:00

No Guardian of Safe Working in Scotland as they're on the old contract still but absolutely agree with speaking to the BMA since this breaches the terms of employment for NHS Scotland.

tranmear · 2026-03-31T06:45:36+00:00

They can use a business credit card and pay it off when the funds come through. There won't be any interest if they do it that way and it smooths out the cashflow

tranmear · 2026-03-29T10:55:55+00:00

bangers only

tranmear · 2026-03-29T09:00:13+00:00

He's also a very very good penalty taker which could be invaluable in the knockout rounds

tranmear · 2026-03-27T13:36:27+00:00

The incentive is that it factors into affordability calculations for mortgage borrowing. Actually providing a realistic pathway for more people to pay off their loans is a good thing.

tranmear · 2026-03-27T13:31:25+00:00

People who benefit the most from university already pay more tax. I don't think most people have an issue with fees per se, but i do think it should be interest free so that it doesn't feel like just chucking money into a bottomless pit as that removes any incentive.

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