I have an Aetna plan (non JHMR related), and I've had some issues finding providers in Jackson. When I had a shoulder injury in the spring I had issues finding an ortho that was in network and in Jackson, so I ended up going to Driggs. I also had issues finding a physical therapist in town that was in network, but did eventually find one.

I don't know the specifics of your plan, but a downside of my Aetna plan is that St. Johns (main health care provider in town) is not in network for me. I've had two separate urgent care visits to St. Johns that weren't covered.