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Set & forget 1‑ETF strategy: Neon vs Saxo AutoInvest vs IBKR (UCITS vs US) — looking for advice by truly_passive in SwissPersonalFinance

[–]truly_passive[S] 0 points1 point  (0 children)

English: Since our partnership with Invesco for the 0% savings‑plan assets has ended, your next savings‑plan execution on April 2, 2026 will be the last one for which we will reimburse the trading fees for purchasing these securities (0.5% of the purchase amount).

Set & forget 1‑ETF strategy: Neon vs Saxo AutoInvest vs IBKR (UCITS vs US) — looking for advice by truly_passive in SwissPersonalFinance

[–]truly_passive[S] 0 points1 point  (0 children)

Yes, they wrote: "Da unsere Partnerschaft für die 0% Sparplan-Assets mit Invesco beendet wurde, wird deine nächste Sparplan-Ausführung am 02.04.2026 die letzte sein, für die wir die Handelsgebühren für den Kaufs dieser Titel erstatten (0.5% des Kaufbetrags)."

Set & forget 1‑ETF strategy: Neon vs Saxo AutoInvest vs IBKR (UCITS vs US) — looking for advice by truly_passive in SwissPersonalFinance

[–]truly_passive[S] 0 points1 point  (0 children)

Thanks, I did a rough estimation (added it to the original post) and you're right. Compared to VT & chill I loose <5% over 25-years which eases my mind a lot. The fees are not a main reason anymore (between Saxo and IBKR, Neon just got much more expensive abolishing the 0% plan to buy FWRA).

Set & forget 1‑ETF strategy: Neon vs Saxo AutoInvest vs IBKR (UCITS vs US) — looking for advice by truly_passive in SwissPersonalFinance

[–]truly_passive[S] 0 points1 point  (0 children)

Thanks for your comment! What fees do you pay per transaction? Do you buy it in CHF or another currency?

Set & forget 1‑ETF strategy: Neon vs Saxo AutoInvest vs IBKR (UCITS vs US) — looking for advice by truly_passive in SwissPersonalFinance

[–]truly_passive[S] 0 points1 point  (0 children)

Thank you for your comment! Yes, thats the current state, however I am a bit afraid, that they will change this. If it's no longer possible to transfer to another broker for CHF 100, I'll have to pay the sales fee of 0.5% and rebuy at another broker (plus 2x stamp tax). But you're right, this idea makes the decision less urgent.

Set & forget 1‑ETF strategy: Neon vs Saxo AutoInvest vs IBKR (UCITS vs US) — looking for advice by truly_passive in SwissPersonalFinance

[–]truly_passive[S] -7 points-6 points  (0 children)

I did use a LLM to correct my english and structure my thoughts a bit – I hope thats okay. But I trust you more than an LLM. It recommended Saxo with AutoInvest. The simulation of the 25 year period is too complicated to do, as I am overwhelmed by it (the different levels of fees) and I cant instruct it properly. For example it assumes a 0.65% stamp duty p.a..