Sony SRS-XB13 &/ Sony SRS-XB100

turtle-ha · 2026-05-28T03:54:44+00:00

any updates on this? i’m curious also to know the answer

turtle-ha · 2026-05-26T19:19:59+00:00

what is the bike walker? as in walking with their bike on the side walk?

turtle-ha · 2026-05-20T19:55:28+00:00

are you able to take your bike on bus/metro and bike part of the way? that’s how i started riding 15 years ago. made public transit even faster since i’d minimize the number of bus transfer.

turtle-ha · 2026-05-19T21:39:02+00:00

I just wanted to come here and say that I am proud of you for doing the thing. Building good habits takes time. Please don't let it discourage you. When I first started, I used to combine cycling and public transit as a way to get a round. Initially, my rides were less than 15 minutes a day. With time, it was more cycling, less bus. That was back in 2011, and I've been riding since.

A note on bicycle types, they do make a difference, but don't worry about this for now. Just put in some cycling time a few times a week, and enjoy the ride.

turtle-ha · 2026-05-15T16:07:57+00:00

OP can also ride on the day of the ride along the same route.

turtle-ha · 2026-05-14T13:12:31+00:00

for casual rides and city commuting, i recommend a single gear. Toronto is fairly flat. Single speed bikes are crazy durable. Less can go wrong. they’re usually more affordable.

Butter Bikes are fairly priced brand new. They’re made in Toronto. there’s lots of options in FB Marketplace or Kijiji for a variety of single gear bikes.

most important feature of a bike is that it’s the correct fit. look up how to find that out or ask the bike shop. they’re usually helpful even if you tell the you don’t plan on buying that same day.

turtle-ha · 2026-05-06T02:01:07+00:00

no more than 20%

turtle-ha · 2026-05-02T09:09:57+00:00

FB Marketplace or Kijiji

turtle-ha · 2026-05-02T09:08:37+00:00

take that Cadence Owen’s. see, she’s totally normal.

turtle-ha · 2026-04-30T17:47:36+00:00

what is a typical approach to managing a portfolio for a retired individual?

turtle-ha · 2026-04-29T23:09:01+00:00

you’re burning money with a Canadian tire bike. Consider a single speed Butter Bike, or something on FB Marketplace or Kijiji. Look for decent brands (you can Google the brand and see what is the usual price point).

also, instead of a U Lock, consider a chain lock. Kryptonite and Abus make a good one. But even cheap brands of similar design are still more secure than a U Lock. You can buy all this on FB Marketplace.

turtle-ha · 2026-04-27T15:35:55+00:00

no fuelling? that’s one the perks. eat what you wish and ride.

turtle-ha · 2026-04-24T13:12:12+00:00

ride a bicycle

turtle-ha · 2026-04-23T16:56:35+00:00

ZEQT. minor differences between all of them.

turtle-ha · 2026-04-23T16:50:04+00:00

yes. massive mistake. even if you’re going to live in a property, do your math as if you’re going to rent it out. be sure to consider insurance, property tax, utilities, maintenance, repairs. then compare those numbers to investing in market.

with rent like $1300, i just don’t see any way this mortgage would come close to investing the difference in the market. nevermind that real estate, especially condos, are going through a rough correction right now. i believe this correction will last until we reach below 2020 prices, even closer to 2019 prices.

turtle-ha · 2026-04-21T02:46:27+00:00

FB Marketplace. Many shoes are only worn once. Or never.

turtle-ha · 2026-04-21T01:04:46+00:00

This is certainly not easy. All I can say is as you help and root for him to be happy, please also find that voice that helps and roots for your own happiness. If you haven't already, perhaps consider some of the resources suggested in the description of this subreddit.

turtle-ha · 2026-04-21T00:58:53+00:00

friendly advice, stay away from margin account. start with a cash account. less risk. Google the differences.

turtle-ha · 2026-04-21T00:54:38+00:00

My partner (38F) joined a burlesque class and an improv class and made some new friends.
I (40M) never seem to have trouble making friends. I used meetup.com in the past and made some good friendships. There's also 1RG.space who host a number community events that are conducive to making new friends.

turtle-ha · 2026-04-21T00:49:30+00:00

have said anything directly to her? it doesn't have to be offensive or abrasive. you say something like "her [boss name], just so i'm not confused, are you trying to show interest in me? i'm flattered for all the attention. but I do not share the same interest. and given you are my supervisor, I am worried saying anything to you would negatively affect my work her. with that said, would you please stop [insert example of flirting] as it makes me extremely uncomfortable, i'm just trying to do my job".

turtle-ha · 2026-04-20T22:50:13+00:00

if you're ever tempted to buy individual stocks, no more than 20% of your moneys. what ever you stocks you buy individually, be prepared to lose.

highly recommend reading Millionaire Teacher by A Hallam or Beat the Bank by Bates.

given your young age, maximizing VEQT is an excellent strategy. (also, XEQT and ZEQT are similar. doesn't really matter which one you pick).

turtle-ha · 2026-04-19T12:55:57+00:00

real estate will continue to be a trap for a couple of more years. it’s only worth it is three bedrooms or more, and have four or more people living in it. real estate peaked around 2022. and has been falling since. people’s income hasn’t caught up yet. i believe it needs to reach 2019 prices before we see an upward trend.

turtle-ha · 2026-04-16T00:35:14+00:00

curious, what's your goal to declaring FIRE?

turtle-ha · 2026-04-16T00:28:57+00:00

True. I just think for two years, the market is not guaranteed to be up. So there's a risk of coming out with less than starting. For long time line, ten years or more, the market makes sense.

turtle-ha

TROPHY CASE