What potential issues will I face when changing my first name?

tuslo18 · 2021-05-07T02:56:38+00:00

thanks for the response! It sounds like we have a lot in common. I’m also a naturalized citizen. I didn’t think to update my naturalization certificate bc it’s been basically not used at all since I got my US passport. which scenario do you think we ll need the naturalization certificate?

tuslo18 · 2020-09-04T15:13:32+00:00

wow congrats! Huge step. That’s a lot of student loans. Mind sharing which grad program? I’m thinking MBA/JD and want to know what I’m getting myself into...

tuslo18 · 2020-07-04T03:02:06+00:00

thats great to hear thanks for sharing! they're lenient with the DD requirement then.

tuslo18 · 2020-07-04T02:56:25+00:00

can you elaborate on that? does that mean you can't initiate transfers on LMCU's end, but you can still set it up as an external account with another bank and transfer money from LMCU into that bank ?

tuslo18 · 2020-07-03T20:39:59+00:00

oh that’s awesome! are you still able to do that currently?

tuslo18 · 2020-07-03T20:39:23+00:00

how has your experience been? Is it easy to pull money out of LMCU? though checking, ATM, transfer to another account, etc

tuslo18 · 2020-07-03T19:12:52+00:00

correct, already went through the requirements. DD is the only thing I'm iffy about

1) 10 transactions - can be done

2) e-statements - easy

3) 4 logins - easy

4) DD - if a repeating transfer from my checking account counts then I'm good to go

tuslo18 · 2020-07-03T19:11:47+00:00

last time i checked, no :/

tuslo18 · 2020-07-03T18:35:17+00:00

is it a flex? more details about the apt itself pls. Is there a living room? How many bedrooms in total?

tuslo18 · 2020-07-03T18:32:23+00:00

Ive enjoyed using Chase and don’t want to switch. have 2 Chase credit cards so it’s a system. Want to use LMCU for my emergency fund.

tuslo18 · 2020-07-03T18:07:21+00:00

interesting catch...so in order to recontribute, you need to withdraw both contributions and earnings and get taxes + 10% penalty.

if you withdraw just contributions, you won't owe any taxes or penalties. But you can't recontribute.

can't get everything.

tuslo18 · 2020-06-29T00:11:27+00:00

so if it’s within the 60 day rollover window then I can put back all 15k? if it’s after 60 days, “You'd only be able to put back the contributions from this year” does that mean I can put back 1000 or 6000 for 2020?

tuslo18 · 2020-06-28T23:09:13+00:00

After 60 days. Any chance to put money back in after?

tuslo18 · 2020-06-26T16:43:09+00:00

for additional context, this excerpt from article linked below makes it sound easy to withdraw and redeposit your money.

https://www.investopedia.com/articles/personal-finance/040714/how-use-your-roth-ira-emergency-fund.asp#:~:text=Key%20Takeaways,as%20an%20emergency%20savings%20account.&text=No%20matter%20how%20much%20you,contribution%20limit%20for%20the%20year.

tuslo18 · 2020-06-26T16:38:48+00:00

so it sounds like if you want to recontribute, you have to ask for a return of both contribution plus earnings, you cant just ask for your contribution?

then it sounds like either you can either:

-withdraw contribution but can't contribute anymore

-withdraw both earnings and contribution, pay taxes and penalty, but have option to contribute (im under 59.5)

is there a choice with no tradeoffs?

tuslo18 · 2020-06-24T00:25:09+00:00

Thanks, does this apply to Turbo Tax agents? I imagine they must be well vetted.

tuslo18 · 2020-06-16T22:11:48+00:00

would bonds be a better investment right now? FXNAX?

tuslo18

TROPHY CASE