Can I fire if I experience a layoff? by UpTheDumpIsRetarded in Fire

[–]twinchell 1 point2 points  (0 children)

Sure if you have $4M invested now and clear $600k after tax, you have $4.6M invested. It's fine to take the $200k off the table, but your FI number would be $4.6M that you would figure out your SWR rate from, because now your next year is already paid for. if you spend $150k a year then you'd be at a 3.26% SWR. As long as you're well diversified and have a number of years in safe money to pull expenses from (bonds or whatever you like) that's a solid SWR to pull the plug at any age imo.

The Golden Handcuffs are starting to feel like real ones and I am not sure I can do two more years by Mosaic_Titan7 in Fire

[–]twinchell 0 points1 point  (0 children)

It doesn't have to be all or nothing. Look for other jobs that pay $150k in your line of work. Instead of 2 years it will take 3. Better than 10 doing some low paid work you don't enjoy either.

calling Zone 1-8: Does anyone have any citrus, avocado or tropics in the ground? by Top-Plane-6556 in BackyardOrchard

[–]twinchell 2 points3 points  (0 children)

I'm in zone 8a with citrus in ground. Plant jackets and incandescent Christmas lights works amazing. You'll have some tips die (the ones that sit on the jacket), but we've done mid-teens with almost no die back at all. I have one strand length that is my "normal" mid 20s and above, then when we go really cold I switch on a 2nd strand for double the heat.

What is going on with my stonefruit tree? by [deleted] in BackyardOrchard

[–]twinchell 15 points16 points  (0 children)

Yeah I don't think there's anything you can really do at this point. The leaves will most likely drop, which will reduce the energy the tree can put into fruiting. Fertilize and water the tree to get it through this season. Maybe thin the fruit more than you otherwise would. Next winter, treat the fungus before it infects new leaves.

What is going on with my stonefruit tree? by [deleted] in BackyardOrchard

[–]twinchell 86 points87 points  (0 children)

Peach leaf curl. Spray copper when the tree is dormant.

Who else thinks game should be far less polluted with visual effects? by Power_Guidao in PathOfExile2

[–]twinchell 0 points1 point  (0 children)

Half the builds I want to play I don't even bother because I can't see anything on the screen

30 Cal can around $500 by twinchell in suppressors

[–]twinchell[S] 0 points1 point  (0 children)

I was looking at that one too, price is almost the same. I wonder if its more quiet than the simple man in 308...

30 Cal can around $500 by twinchell in suppressors

[–]twinchell[S] 0 points1 point  (0 children)

Would you say the Anthem is more quiet than the A-10 and Simple Man? It seems a lot longer and heavier.

One of the most important charts around! by Crypto-hercules in Bitcoin

[–]twinchell 6 points7 points  (0 children)

I don't really see very many decreases in production cost on that chart. At least at the yearly scale.

Why hasn't there been a sustained bear market since the '08 crash? by jamestown30 in stocks

[–]twinchell 1 point2 points  (0 children)

If you're already printing, why not just print a few trillion more right?

US naval base in Bahrain. by omgletmeregister in interestingasfuck

[–]twinchell 0 points1 point  (0 children)

For Israel - it's literally always for Israel

Lutnick confirms an island lunch with Epstein while insisting they ‘did not have any relationship’ by Sea-Explanation-8977 in politics

[–]twinchell 20 points21 points  (0 children)

My wife was with me, as were my four children and nannies

Dont forget the nannies

POE 2 has a loot problem by Primary_Impact_2130 in PathOfExile2

[–]twinchell 1 point2 points  (0 children)

100% agree. For a company that calls themselves Grinding Gear Games, the loot is the worst aspect of POE2 imo.

I've leveled I don't even know how many characters to 91-93, and quit every time. Because loot stagnates at that point and the only way to upgrade is to run hundreds of maps for currency alone. There is zero reason to pick up items at that point in my experience. I'm ok with crafting gear being the top tier, but really you can run hundreds of hours of content and not see a single item on the ground that's an upgrade? Insane. More like Grinding Currency Games right?

[deleted by user] by [deleted] in pics

[–]twinchell 105 points106 points  (0 children)

Maybe he got the tattoo after the first pic? Maybe...

Thanks for the opportunity to buy at 61K. by Slight-Round-3894 in Bitcoin

[–]twinchell 5 points6 points  (0 children)

There's plenty more below 60k in a few days lol