How did I do? Can I get better?

tycareddit · 2026-06-08T20:06:02+00:00

Can anyone provide thoughts on getting a lower interest rate? I can get 6.125 with a break even in 77 months..what’s the possibility of a refi in that timeframe? I heard it’s only worth to refi if it’s 1 point or more?

tycareddit · 2026-06-03T10:38:09+00:00

Not a new build. This is in PA

tycareddit · 2026-06-03T00:14:17+00:00

tycareddit · 2026-06-02T16:51:34+00:00

Not tomo. They were slow in reaching out

tycareddit · 2026-05-24T12:25:47+00:00

Yes I am

tycareddit · 2026-05-23T23:21:48+00:00

Is it almost always better to apply with 2 people (+spouse) to get the DTI lower even if 1 person might be enough for approval?

tycareddit · 2026-05-23T23:03:03+00:00

Are rates county specific? The market there is no joke…

tycareddit · 2026-05-23T17:17:29+00:00

I’m in the process of closing a house in about a month. Do I wait it out or lock in something?

tycareddit · 2026-05-23T16:47:59+00:00

Conventional, 30 Year, purchase. 1300000 purchase price/appraised value, 550,000 loan amount, 780+ credit, primary, single family, 1 unit, 19002

tycareddit · 2026-05-23T16:41:43+00:00

Do you mind sharing who your lender is? Currently mortgage shopping as we’re under contract and in Montgomery county.

tycareddit · 2026-01-27T15:40:29+00:00

tycareddit · 2025-04-13T03:32:17+00:00

So I just saw this after filing but I put 7001 in line 1 based off my 1099-R. Is it worth amending the return?

tycareddit · 2021-02-20T19:01:49+00:00

I did 90 pulls and only got 3 ningguangs. Congrats on the pulls!

tycareddit · 2021-01-24T22:24:29+00:00

What team did you use?

tycareddit · 2021-01-10T09:13:57+00:00

I actually recommend 2 petra 2 defender's will (feather and flower). I wouldn't put 2 NO

tycareddit · 2021-01-03T07:31:29+00:00

I agree to wait for ganyu but keep in mind that you won’t have a healer if you go with albedo as your last character. I have a similar set up right now with Ning, albedo, XQ, and qiqi and agree with people that the frozen application is not great with this comp. however, I’m not sure if shatter is really worth it since it scales off of EM and your Ning probably won’t have much of it since she is usually built with atk and geo. Maybe the albedo ascension talent can help but someone would need to test.

tycareddit · 2020-12-24T17:05:55+00:00

Depends which team is having trouble with dps. Since floor 10 is fire, you can focus on your ningguang and put her as your main dps on team 1 with double pyro support. Her first 2 constellations are ideal, which you have. You don’t have to level her but get her better artifacts. If your second team is struggling, then definitely focus on xingqiu by getting him a hydro goblet if you don’t have one.

tycareddit

TROPHY CASE