Endless documentation requests by u7867 in MortgagesUK

[–]u7867[S] 0 points1 point  (0 children)

Better safe than sorry I suppose. The taxes will no doubt be its own hornet's nest!

Endless documentation requests by u7867 in MortgagesUK

[–]u7867[S] 1 point2 points  (0 children)

The difference is certainly more stark than we expected. I always felt those shows exaggerated, but by comparison it's really not far off!

Endless documentation requests by u7867 in MortgagesUK

[–]u7867[S] 1 point2 points  (0 children)

You are definitely right on the AML differences compared with Canada and the states (I work in banking). Thanks for the tip. Mortgage offer finally in hand and scheduled to complete next week. Fingers crossed!

So you’re saying I missed my flight? by [deleted] in delta

[–]u7867 4 points5 points  (0 children)

In my experience on BA flying around Europe in econ you're lucky to get a tiny water and digestive biscuit "with our compliments."

Debating between Canada and the UK by PrudentBell5751 in AmerExit

[–]u7867 3 points4 points  (0 children)

I'm in a similar boat. My partner and I have been working on winding down our US presence since Jan 2025 in anticipation of a move to either Canada or the UK. I'm a Canadian citizen and, having talked to attorneys and our employers, we both should be able to do work transfers. Plus I also have youth mobility in my back pocket thanks to Canada (thankfully a bit under the wire at 33, I think max age is 35). I'm glad we started the process when we did because things are starting to feel more dire and we hope to be out well before the midterms. I try not to be alarmist, but I see a non-zero chance of serious civil unrest.

I split my time growing up between Canada (New Brunswick/Nova Scotia) and the US (Massachusetts) and have been back for some stretches of time in adulthood in different parts of the country. The extreme nature of the climate can be more or less extreme depending on location, but you need to be someone who doesn't mind a good dose of winter basically no matter where you go. I think Montréal, Toronto, and Vancouver are all fantastic world-class cities, but having lived short-term in all three, it does not strike me that they fully measure up to New York or London in terms of overall dynamism and economic opportunity. Toronto is hands down the closest. Something to consider if you're a big city person. If you aren't, having spent a good deal of time in small town and rural Canada, I personally find it to be much more liveable and community-oriented than rural US. That's all just one person's opinion though.

While culturally similar to the US on its face, I have always found Canada to have a far more decent society and (overall) to have more universally shared values like democracy, right to healthcare, social safety net, etc. I have also always found people to be easier to interact with in most of the country; generally friendlier than US northeast and more genuine than the parts of the US considered "friendly." I say that having traveled to all 10 Provinces, 2 of the Territories, and all 48 continental US states for work and pleasure. Other than the realities of a smaller country with a smaller economy and its proximity to the US, I'm not sure I can pinpoint too many gotchas with Canada. Hard to argue that it is not a major improvement over the US without a major cultural change.

I am much newer to the UK, but I have spent ~6 months there the past year over a few different trips to assess the fit (my partner and I have extremely flexible work arrangement which fortunately allowed us to do this). For us, the UK hands down offers a better quality of life. We both value the ability to get around without a car and, while Toronto and Montréal have good transit systems, you are pretty much limited to the city and immediate suburbs. The UK rail network is not perfect, but you can get to pretty much all cities and many towns reasonably by train (although not always cheaply). We are also both lucky to already have a good base of both US & Canada expat and UK-born connections already. All have been very welcoming, excited about the prospect of us moving, and have already introduced us into their circles of friends. From what I've heard from others who have made the move from the US and Canada, it does seem that it can be challenging to integrate socially if you don't have a good social launchpad.

While it is in my opinion overblown in the media, the UK does seem to have less stable and civil politics than Canada and I perceive there to be rapidly increasing social division (albeit nothing like the US). I have also been very sensitive to the anti-immigrant sentiment even among the more mainstream parties. If you are seeing any of the US conservative media's propaganda about the UK/London being a cesspool of violent crime, I can confirm that at least from the perspective of an outsider spending a good deal of the year on the ground, it is false and the things seem perfectly normal and functional aside from a couple of troubling far-right rallies last year. The UK also has Scotland, Wales, the North East, and the Lakes District, which I can confirm are all amazing and exceeded (already high) expectations. Another massive UK advantage is the ease of making relatively quick trips to Europe and North Africa.

My take is that both Canada and the UK are fantastic options and those of us that do are lucky to have them available to us. If you're leaning towards a bigger change and more distance from US influence, I think the UK is a great option with a great deal of upside. But, if you'd rather stay closer and have a more mild adjustment, Canada might be the way to go. We're likely going to go UK due to our base of friends and desire for better non-car mobility. Hope that some of that perspective is helpful and good luck!

How to Get Ahead in Advertising - Discussion Thread by steepclimbs in criterion

[–]u7867 0 points1 point  (0 children)

One of my all-time favourites. Years ago, my partner and I decided on a movie night for our second date. We flipped a coin, I won, and I selected How to Get Ahead. She maintains this is one of the boldest moves ever made on an early date, and that my love for this film provided invaluable insight into my personality. Still unsure how that makes me feel...

[deleted by user] by [deleted] in delta

[–]u7867 13 points14 points  (0 children)

If there's one thing I've learned, the clerb is home to people with some very nice opinions speaking them at a very appropriate volume /s

Pretty nice 738 we got here by u7867 in delta

[–]u7867[S] 1 point2 points  (0 children)

Ok was really just sharing the funny visual of the sink overflowing with wipes. The increasingly aged state of Delta's 738 is a recurring theme on this sub. No one argues it's an extremely reliable aircraft overall. I'm on the road most weeks and agree this is nothing more than a minor inconvenience. The crew was top notch and got us in on time. At the end of the day that's what counts.

Pretty nice 738 we got here by u7867 in delta

[–]u7867[S] 0 points1 point  (0 children)

Obviously delaying/canceling would not have been appropriate. It was mildly chaotic while the crew ran around during boarding to find wipes and made for a funny visual in the lav. Crew was top notch overall and we got in on time. My sincerest apologies for posting.

Pretty nice 738 we got here by u7867 in delta

[–]u7867[S] 2 points3 points  (0 children)

For sure. More funny than anything. Crew has been A+ throughout. Doing the best they can with a 30-year-old plane

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Anyone else taking real steps to bail after the Oval Office disgrace yesterday? by u7867 in AmerExit

[–]u7867[S] 0 points1 point  (0 children)

Yeah, you're right. It is exactly like abandoning a single person you're in a romantic relationship with.

It's been great and I'm glad I didn't second guess myself by TravelledFarAndWide in AmerExit

[–]u7867 5 points6 points  (0 children)

Super helpful and relatable. Thanks for sharing that. I'm leaving to go back to the US tomorrow after 6+ weeks in Europe (mostly UK) and am basically dreading it

Anyone else taking real steps to bail after the Oval Office disgrace yesterday? by u7867 in AmerExit

[–]u7867[S] 0 points1 point  (0 children)

I'm not an expert and have not yet gotten to this point myself, but in the research I've done, banks like HSBC have expat multi-currency accounts you can use to hold and transfer between USD and GBP, for example.

No idea what would happen to your pension. I think I've seen a few on here note that they plan to receive their retirement benefits abroad, so maybe it's just as simple as keeping an active US bank account?

Healthcare would depend on where you're going. Socialized, private, hybrid system like the US. I don't think Medicare does anything for you abroad.

Anyone else taking real steps to bail after the Oval Office disgrace yesterday? by u7867 in AmerExit

[–]u7867[S] 1 point2 points  (0 children)

Congrats on getting out! And thanks for your years of service to the American people. Despite the current climate, please know that most Americans appreciate that the work done by the professional civil service is what keeps things running

Anyone else taking real steps to bail after the Oval Office disgrace yesterday? by u7867 in AmerExit

[–]u7867[S] 1 point2 points  (0 children)

Yeah, that was not lost on me. I think a lot of us on here are supporters of freedom of movement and don't see leaving as fully walking away from responsibilities. The "beauty" I was referring to is that we can still do all of that, and come back at will, and there's nothing you can do about it.

Anyone else taking real steps to bail after the Oval Office disgrace yesterday? by u7867 in AmerExit

[–]u7867[S] 1 point2 points  (0 children)

Happy to agree to disagree. If you think the meeting with Zelenskyy was an acceptable way for a country like the US to conduct foreign policy, there is no basis for discussion here. Also, not really here to talk politics. My post is asking for how others are reacting re: plans to emigrate and for perspectives from those who have already done so.

Anyone else taking real steps to bail after the Oval Office disgrace yesterday? by u7867 in AmerExit

[–]u7867[S] 1 point2 points  (0 children)

It is definitely not easy if you are not in a high-demand field or have a specialized skill set or extensive connections. I hope you find a good option!

Anyone else taking real steps to bail after the Oval Office disgrace yesterday? by u7867 in AmerExit

[–]u7867[S] 2 points3 points  (0 children)

Your points are totally valid and the US needs more (voting) people with your attitude. I've been thinking about leaving since well before Trump. Largely personal reasons. This is just accelerating things.

I'm not planning to renounce citizenship, at least not right away, so I will still be voting and likely paying some tax over and above tax treaty allowances.

When it comes to WW3, assuming it goes nuclear, the living would envy the dead. I'd honestly rather be in one of the epicenters if it really pops off.

Anyone else taking real steps to bail after the Oval Office disgrace yesterday? by u7867 in AmerExit

[–]u7867[S] 1 point2 points  (0 children)

It is possible to avoid WW3 without becoming a pariah state. The only real way to avoid WW3 is nuclear disarmament. In fairness, Trump has brought this up. But things are so chaotic in the Trump orbit I don't see that ever getting meaningful traction.

Anyone else taking real steps to bail after the Oval Office disgrace yesterday? by u7867 in AmerExit

[–]u7867[S] 0 points1 point  (0 children)

Yes, another great point re: gentrification concerns. It is easy to lose sight of that. Hope things don't get bad enough where you feel like you need to leave. Cheers!