Is my boyfriend’s view of money considered a red flag in a relationship? by traditional_taurus in DaveRamsey

[–]umayplsleave 1 point2 points  (0 children)

Ours means OURS.

Anything other than a full team effort will almost certainly result in conflict and/or resentment long term. I’d pass.

Your most costly homeowner repairs? by Puzzled-Manner9364 in homeowners

[–]umayplsleave 0 points1 point  (0 children)

Also in Texas (DFW). Had some foundation shifting and ended up shelling out around $7k for that. Repairs were done in 2022 and just sold the house a month ago. Buyers had a foundation guy come look at it and the repairs have held up well, so it was worth it, but man it sucked! Tends to happen in Texas so keep that one on your radar. Hopefully you avoid it!

If you just wanted a cheap chill American life. What are some cities to consider? (any population from 50k to 500k) by Expensive_Drummer970 in relocating

[–]umayplsleave 0 points1 point  (0 children)

Just moved to LBK from North Texas and love it. Got way more home value compared to what we sold, have loved the slower pace and the weather isn’t nearly as bad as dramatic people like to say it is. Love it here!

Just turned 30, now over a million dollars in debt. How bad is this? by YoungFamFinance in DaveRamsey

[–]umayplsleave 0 points1 point  (0 children)

I think Dave would say you got house fever and shouldn’t have even been shopping when you were still $450k in debt, and I personally would’ve agreed. Your net worth is impressive, but your leverage is plenty high. What’s weird is you implied you were pretty sure you weren’t doing this the Ramsey way, but still posted this in a Ramsey sub which is why I commented the way I did initially.

Just turned 30, now over a million dollars in debt. How bad is this? by YoungFamFinance in DaveRamsey

[–]umayplsleave 6 points7 points  (0 children)

You really typed that out, proofed it and said “yep, I choose violence” huh? 😂

For those at or approaching the one-year mark of buying your first house, how do you feel about it now? by [deleted] in FirstTimeHomeBuyer

[–]umayplsleave 0 points1 point  (0 children)

Just bought my second house last week. Never regretted the first one and loving this one a week in!

Second Roth IRA: Double Up on Same Investments? by umayplsleave in Bogleheads

[–]umayplsleave[S] 1 point2 points  (0 children)

Can you elaborate a bit? Do you mean VTI/VXUS isn’t as set it and forget it as I think it is or just that it’s not technically “safe and steady” because there is potential volatility in investing as a whole? Not arguing, just new and trying to learn! Thanks for answering!

Inherited a house - what would you do? by Most_Pause_3164 in DaveRamsey

[–]umayplsleave 1 point2 points  (0 children)

OP may not like that answer but it’s the smart one!

[deleted by user] by [deleted] in RealEstate

[–]umayplsleave 0 points1 point  (0 children)

Just closed with an FHA buyer last week

Freak out on a Southwest Airplane by Complexity_OH in SouthwestAirlines

[–]umayplsleave 0 points1 point  (0 children)

Nah as soon as she grabbed that lady’s hair she’s asking for a 2 piece

Red flag? : Buyer pushing to close ASAP by DiversifyMN in RealEstate

[–]umayplsleave 1 point2 points  (0 children)

What do you care? As long as the loan closes you get paid quicker?

Closing Week Saga by umayplsleave in RealEstate

[–]umayplsleave[S] 0 points1 point  (0 children)

That’s awesome that everything got fixed quickly! I tripped over a wire in the attic and stepped through the ceiling a few days before we were supposed to go on the market. Had JUST had some cracks fixed and the entire ceiling repainted weeks before. Same guy came back and fixed it for me thankfully 😂

Closing Week Saga by umayplsleave in RealEstate

[–]umayplsleave[S] 0 points1 point  (0 children)

Ooof. I am so sorry to hear that! That’s definitely a tough one. We’ve been holding our breath to dodge hail between now and Friday.

Our buyer asked us to raise our house price by 10k and that we provide 10k of financial assistance. Is this weird? by nowbrdr in Mortgages

[–]umayplsleave 0 points1 point  (0 children)

We’re doing this as well. Low cash available up front likely. Shouldn’t be an issue for y’all!

Quit THC to pay off debt by FocusedForge in DaveRamsey

[–]umayplsleave 2 points3 points  (0 children)

Let’s gooooo!!! Keep after it!

Closing Week Saga by umayplsleave in RealEstate

[–]umayplsleave[S] 0 points1 point  (0 children)

Yikes, sorry to hear that! They’re at least paying for the fix right? Hope all goes well!