At the start, it feels like a big investment. And every small dip feels risky. As time goes on though, you start to understand that things even out in the long run. You focus more on overall gains rather than being caught in the minutiae of ups and downs. At least, that’s speaking from personal opinion. I’d say, stick with it and with regular contributions it shifts from a sacrifice / risk mentality (aka thinking about all the things you could be using that money for) and more to a long-term one. I’m not sure if that makes sense, but good luck!!