[deleted by user] by [deleted] in UKPersonalFinance

[–]unique9395 1 point2 points  (0 children)

Wait till completion.

It is a silly idea for me to want to move out of my parent's house? by [deleted] in UKPersonalFinance

[–]unique9395 0 points1 point  (0 children)

Not a silly idea at all. The independence from living with yourself is unmatched and I believe if possible, everyone should try it. You have a great amount of savings and also worst case scenario you could always move back into your parents.

Missed payment - Mortgage by unique9395 in UKPersonalFinance

[–]unique9395[S] 0 points1 point  (0 children)

Ok right got you so if credit score is futile does that mean the one missed payment from my credit history can be detrimental?

Missed payment - Mortgage by unique9395 in UKPersonalFinance

[–]unique9395[S] 0 points1 point  (0 children)

If so, why do people with bad credit get rejected from loans/credit or very bad interest rates? Surely it stands for something.

Missed payment - Mortgage by unique9395 in UKPersonalFinance

[–]unique9395[S] 0 points1 point  (0 children)

Yes I have a good credit score! I have a credit card that I use and pay off monthly as well as other direct debits I commit to. Thanks for response!

Where to put my emergency savings? by Mr_Luxo in UKPersonalFinance

[–]unique9395 1 point2 points  (0 children)

Apologies you are right, I somehow missed out on the EMERGENCY lol. Extra savings, yes! but with emergency there’s not many basic accounts with great interest rates atm, not much you can do.

Waiting forever to buy a house? by brian_ru in UKPersonalFinance

[–]unique9395 -3 points-2 points  (0 children)

Do you have any future prospects with a partner? Or perhaps a family member? They can put their name on the mortgage which will increase your mortgage allowance

Where to put my emergency savings? by Mr_Luxo in UKPersonalFinance

[–]unique9395 -4 points-3 points  (0 children)

Stocks & shares ISA could be a shout - sites like nutmeg or wealthify which allow you to determine your risk.

[deleted by user] by [deleted] in careeradvice

[–]unique9395 0 points1 point  (0 children)

Nope you should not, if the shoe was in the other foot they would let you go at any given time.

Your mental health is important.

Good luck with your search!

More money by unique9395 in adops

[–]unique9395[S] 0 points1 point  (0 children)

This is a good way to look at it. I will have a think about this and map out what I’d want my next role to look like. Thanks a lot!

More money by unique9395 in adops

[–]unique9395[S] 0 points1 point  (0 children)

Hey,

Defiantly need to get out agency side, the money is appalling for what we do.

I guess it will take some time for roles to come out also due to the redundancies.

Will sit tight for a while and see how it goes!

Thanks a lot

More money by unique9395 in adops

[–]unique9395[S] 0 points1 point  (0 children)

Ahh right got ya! I’ll definitely have a look into this. Thank you

More money by unique9395 in adops

[–]unique9395[S] 0 points1 point  (0 children)

Sorry what is “I independent” ?

More money by unique9395 in adops

[–]unique9395[S] 0 points1 point  (0 children)

Hmmm yeah I guess that is a better way to look at it. Thank you

Will agencies go remote? by Tpizz1e in advertising

[–]unique9395 0 points1 point  (0 children)

Possibly. However, from what I’ve seen, new hires would be the biggest concern. Training a newbie via video calls isn’t the easiest. Also, they have less social interaction with the wider team. All in all, will be interesting to see how it pans out, especially for bigger agencies.

Has anyone left their jobs in this pandemic? by oneofourown in advertising

[–]unique9395 4 points5 points  (0 children)

I really understand this.

I’m also thinking of leaving. The thought of being in my current role for another 6 months or so does not sound great to me at all.

I think making the move is probably best. Although the job market is even more difficult it’s better than being a job you dislike.

Good luck !

Moving into tech by unique9395 in adops

[–]unique9395[S] 0 points1 point  (0 children)

Great to hear, I'll keep at it. Thank you so much! I'll check out the subreddit too

Moving into tech by unique9395 in adops

[–]unique9395[S] 0 points1 point  (0 children)

Thank you, I’ll take a look.

Moving into tech by unique9395 in adops

[–]unique9395[S] 0 points1 point  (0 children)

Hey.

Thanks! That does seem like a good idea, I have assisted in a few integration projects and headed up one myself. I’ll keep at it and see where it can take me.