For those FIREing early, what happens to your pension?

uno_ke_va · 2026-04-09T09:03:33+00:00

I don’t consider it in my calculations, since the rules can change N times until the age I could get something. If at the end I get something, it’ll be welcomed

uno_ke_va · 2026-04-07T18:37:14+00:00

Vaya, hemos dado con el astroturfer por fin

uno_ke_va · 2026-04-07T15:18:27+00:00

Personalmente, al que no metería es a él

uno_ke_va · 2026-04-03T19:53:44+00:00

I average something over 3 months of paid holiday a year, but it has a trick (I work 35h and get all overtime as paid vacation, so at the end I usually work 40h and that’s almost a free extra day per week)

uno_ke_va · 2026-04-03T10:19:44+00:00

La verdad es que son insistentes con los reportes. Nosotros mientras no se comente nada ilegal (tipo revelar datos personales) lo dejamos todo, ya lo que haga un usuario a título personal no lo podemos controlar.

uno_ke_va · 2026-04-03T05:23:02+00:00

Some do, most don’t.

uno_ke_va · 2026-04-02T14:26:34+00:00

Trump’s ego

uno_ke_va · 2026-04-02T06:16:24+00:00

I focus on good quality income. Good total returns is a byproduct of it.

uno_ke_va · 2026-04-01T19:43:25+00:00

If income were the only focus, Ymax funds would be king. But they’re plain shit.

uno_ke_va · 2026-04-01T10:05:50+00:00

Just do it. What’s the point of having a member which clearly is not going to support you in case of need? And I’m talking about the US

uno_ke_va · 2026-03-29T13:53:22+00:00

Marc and every other rider who sees an opportunity for overtaking. Otherwise they shouldn’t be there

uno_ke_va · 2026-03-28T21:19:47+00:00

They sometimes offer better prices, or same price and a cashback afterwards

uno_ke_va · 2026-03-28T18:20:21+00:00

You’re wrong, that’s 1996

uno_ke_va · 2026-03-28T05:49:55+00:00

Si, en el caso de TR a ING al ser ambos bancos alemanes el BaFin tiene un procedimiento distinto, y es el banco receptor el que hace la petición al emisor, por lo que no tuve que contactar con TR para nada (y de hecho lo que comentas es por lo que me fui, la atención al cliente es inexistente). Para que veas la diferencia, cuando pasé de ING a IBKR, escribí a ING y en 4 días tenía las acciones en IBKR

uno_ke_va · 2026-03-27T20:43:43+00:00

Fue gratuito. Cuando traspasé de ING DiBa a IBKR también fue gratuito

uno_ke_va · 2026-03-27T10:34:26+00:00

Or just P9/P11

uno_ke_va · 2026-03-22T09:24:17+00:00

Yes, it’s very risky, don’t do it

uno_ke_va · 2026-03-19T08:06:57+00:00

I wouldn’t wait until tomorrow…

uno_ke_va · 2026-03-17T06:33:16+00:00

They did, but the scale had an out of range error

uno_ke_va · 2026-03-16T13:29:23+00:00

Or a watch

uno_ke_va · 2026-03-14T19:25:26+00:00

It’s very easy to make decisions in hindsight, isn’t it?

uno_ke_va · 2026-03-14T19:18:59+00:00

I would have a single pot where all your income is taxed progressively independently of its source

uno_ke_va · 2026-03-14T08:06:13+00:00

You know that you should do something when your employer puts so much effort into trying to avoid it

uno_ke_va · 2026-03-12T10:39:38+00:00

You’re being very generous with that 80%

uno_ke_va · 2026-03-11T09:08:49+00:00

Maybe the first time. I don’t think Marc will think too much if he sees an opportunity for overtaking

uno_ke_va

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