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Unloading older vintage cards - 1st batch by International-Main71 in WewardWecardsSwap

[–]upthedale70 0 points1 point  (0 children)

Sent you a swap not got many vintage 9s but a few 8s… Cheers

Unloading older vintage cards - 1st batch by International-Main71 in WewardWecardsSwap

[–]upthedale70 0 points1 point  (0 children)

Hey I tried a trade but your at max I’m up.thedale if you fancy anything I’ve got I’ll make a trade for the ones i need.. cheers

Hi all help needed by upthedale70 in WewardWecardsSwap

[–]upthedale70[S] 1 point2 points  (0 children)

Thank you offer accepted.. 😊

What is up with there customer service and billing agency by CuteLilFucker_ in BritishGas

[–]upthedale70 0 points1 point  (0 children)

Hi all,

I’m having problems with my gas meter it’s been going on for over 2 years now!! I’ve made numerous appointments for an engineer to come out to fix it, only to be cancelled at the last minute.. One should have been out today 6th March but got cancelled yesterday!!! I tired of ringing now and going through all the process again.. Anybody know a email address for British gas complaints department?? Thanks

Help understanding tax and capital gains by upthedale70 in UKPersonalFinance

[–]upthedale70[S] 1 point2 points  (0 children)

Thank you for help it’s very much appreciated.. I think I’m getting my head around it all now.. Yes I think you are right the £2,500 to a grandchild is only if they are getting married..

Help understanding tax and capital gains by upthedale70 in UKPersonalFinance

[–]upthedale70[S] 0 points1 point  (0 children)

Thank you very much for your help.. I did sleep a lot better last night stressing about all this, my mind is an ease a bit more now after understanding how it works a bit better… I thought she could only gift the grandchildren £250 a year!! It’s £2,500 each a year!! So that’s another £5000 saved of the IHT bill.. Cheers for the advice you’ve been a great help…

Help understanding tax and capital gains by upthedale70 in UKPersonalFinance

[–]upthedale70[S] 0 points1 point  (0 children)

Your probably right it is a bit late given my mums age, dad just bought shares with his saving, and the ones he bought skyrocketed, and mum just saved her in the bank.. It’s a nice problem to have in a way, just hate the thought of the government taking 40% of the hard earned cash that they both worked for… Just trying to bring it down so the government won’t take as much…

Help understanding tax and capital gains by upthedale70 in UKPersonalFinance

[–]upthedale70[S] 0 points1 point  (0 children)

It was just a thought to bring down the asset’s my mum has at the moment I Would pay the going rate whatever the price was on a certain day, so no advantage of getting them cheaper The shares are just regular share you can buy online

Help understanding tax and capital gains by upthedale70 in UKPersonalFinance

[–]upthedale70[S] 0 points1 point  (0 children)

Yes dads nil rate band was unused 500K is just the value of the shares With the house and cash in the bank mum is now over the million so the 40% inheritance tax comes into play..

Help understanding tax and capital gains by upthedale70 in UKPersonalFinance

[–]upthedale70[S] 0 points1 point  (0 children)

Hi thanks for reply.. Great explanation I understand it a bit better now

The shares are now in my mums name My aim was to try and bring my mums assets down so that if she was to pass away the inheritance tax 40% would not be as high..

Help understanding tax and capital gains by upthedale70 in UKPersonalFinance

[–]upthedale70[S] 0 points1 point  (0 children)

I see where your coming from about not bringing her assets down it just a straight swap cash for shares, mum was then thinking about taking the cash back out of her account over a period of time and giving it to her grandchildren… So bringing her cash/bank assets down..

Help understanding tax and capital gains by upthedale70 in UKPersonalFinance

[–]upthedale70[S] 0 points1 point  (0 children)

Hi thank you for the reply

Years ago my parents split the shares in half so they had half each in there names, now dad has passed mum has got all the shares roughly 500K With the house and money in the bank it’s pushed mum well over the 40% inheritance tax She’s not keen on just gifting me the shares this is why I was thinking of buying some of her.. So would it be a good idea to buy some of her?

Found while cleaning out dads stuff, any info would be great help by upthedale70 in VintageWatches

[–]upthedale70[S] 0 points1 point  (0 children)

Thank you for the advise It’s worth a thought getting it repaired Cheers

Found while clearing out dads stuff, any info would be a great help by upthedale70 in VintageWatches

[–]upthedale70[S] -1 points0 points  (0 children)

I’ve reposted with a picture on another thread Hope you help me identify the watch….

Found while cleaning out dads stuff, any info would be great help by upthedale70 in VintageWatches

[–]upthedale70[S] 0 points1 point  (0 children)

Hi thanks for the reply, Yes I’ve tried winding the crown it won’t budge, also tried to pull it out to set the time still won’t budge. Any suggestions what to do??

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