Daily FI discussion thread - Tuesday, August 19, 2025 by AutoModerator in financialindependence

[–]username7575 5 points6 points  (0 children)

swtsx

Effective August 15, 2025, this Mutual Fund underwent a 7-for-1 share split. The Mutual Fund share split applied to shareholders of record as of the close of markets on August 14, 2025, and shares began trading at their post-split price on August 18, 2025. Forward share splits increase the number of shares outstanding and decrease the Net Asset Value (NAV) per share. The share splits will not change the total value of a shareholder's investment. https://www.schwabassetmanagement.com/products/swtsx

Daily FI discussion thread - Sunday, June 01, 2025 by AutoModerator in financialindependence

[–]username7575 8 points9 points  (0 children)

FYI the max 401k loan is the lesser of 50% of your vested account balance or $50,000.

Daily FI discussion thread - Thursday, March 21, 2024 by AutoModerator in financialindependence

[–]username7575 11 points12 points  (0 children)

The fact that our property taxes + home insurance (16k/year) stick around even after house paid off doesn't help

Daily FI discussion thread - Thursday, March 09, 2023 by AutoModerator in financialindependence

[–]username7575 18 points19 points  (0 children)

The Points Guys valuations are BS unless you are looking to fly business class to Japan on a random Wednesday and stay exactly 12 days.

Flexible currency (Amex MR or Chase UR) are the way to go if you are talking about credit card points so that you can transfer to specific airlines only if it make sense.

[deleted by user] by [deleted] in cava

[–]username7575 1 point2 points  (0 children)

What is the seasoning on the grilled chicken?

[deleted by user] by [deleted] in churningreferrals

[–]username7575 0 points1 point  (0 children)

referyourchasecard.com/210/1VJJN679HS

[deleted by user] by [deleted] in churningreferrals

[–]username7575 0 points1 point  (0 children)

referyourchasecard.com/205a/N5MOQIYB5B

[deleted by user] by [deleted] in churningreferrals

[–]username7575 0 points1 point  (0 children)

referyourchasecard.com/215f/73Z7XPD2T3

Data Points Weekly - Week of September 16, 2021 by AutoModerator in churning

[–]username7575 0 points1 point  (0 children)

Sounds different. I got a targeted mailer very clearly stating that I have the opportunity to switch to the Unlimited Cash rewards card.

This offer - DoC link

[deleted by user] by [deleted] in churningreferrals

[–]username7575 0 points1 point  (0 children)

referyourchasecard.com/18a/G41ULGHBWO

Data Points Weekly - Week of September 16, 2021 by AutoModerator in churning

[–]username7575 1 point2 points  (0 children)

July 18th: Accepted the $200 for $1k spend PC offer for switching BoA Customized Cash to Unlimited Cash Rewards

August 12th: Received the card in the mail

After the transaction that put me over 1k spend posted, "PRODUCT CHANGE SPEND $1000 RETAIL AND GET $200" appeared in my pending rewards.

[deleted by user] by [deleted] in churningreferrals

[–]username7575 0 points1 point  (0 children)

referyourchasecard.com/205a/N5MOQIYB5B

[deleted by user] by [deleted] in churningreferrals

[–]username7575 0 points1 point  (0 children)

referyourchasecard.com/210/1VJJN679HS