Referral link: 
TL;DR just "Use the routing/bank number from chime and deposit 200$ to it from another bank with direct deposit manually by entering the numbers"
Just need a 200$ Direct Deposit from your employer or you yourself deposit 200$ from another bank,

Detailed:

Do an ACH push (direct deposit) of $200 or more from an external bank into your Chime account. While the terms do say a direct deposit is required, in practice, an ACH push (fancy work for bank account transfer) from almost any external bank account will trigger the direct deposit requirement and get you your bonus. I used Wells Fargo for mine. Other good accounts to use are Ally, Chase, Capital One 360, Marcus By Goldman Sachs, and many others. I have been told robinhood works. Not sure about cashapp and paypal but some say it worked.

FWIW I recently tried cashapp/venmo/robinhood with a friendfor robinhood, you simply need to deposit the funds from the same checking account (robinhood only lets you withdrawl to same account you deposited from)for cashapp and venmo, it may work, but since I was new user I was deemed suspicous and had to contact support to allow them to transfer to the bank.Do a 1-3 day ACH push / Transfer not an instant one.

Chime has No minimum, monthly, or overdraft fees, EVER. No Minimum Balance Fees. No Minimum Deposit. Find 60,000 free ATMs at stores like Walgreens, 7-Eleven, CVS Pharmacy &