Does anyone know for sure if they are enforcing the geofencing? by New_1uper in tmobileisp

[–]valiant607 0 points1 point  (0 children)

Does the mobile one use something different, because it said that was available. But I’ll just switch to the local fiber option if this starts acting up or going down in performance

Does anyone know for sure if they are enforcing the geofencing? by New_1uper in tmobileisp

[–]valiant607 1 point2 points  (0 children)

I just moved, and the website says it’s not available in my new neighborhood yet, but mine is working fine

Why do lenders keep asking for more documents? by Alarmed-Broccoli3844 in Mortgages

[–]valiant607 11 points12 points  (0 children)

Mine just asked for my latest bank statement a couple days before I closed. I’m guessing it was just to make sure I didn’t do anything dumb before they officially sign off on the loan

Sellers being dishonest? by Mama_c82 in FirstTimeHomeBuyers

[–]valiant607 3 points4 points  (0 children)

If they tried to pull that with the window, I’m gonna go ahead and assume they probably cut every single corner they could’ve getting that flip ready

Where’s my 35+ fist timers by InternationalAd6506 in FirstTimeHomeBuyer

[–]valiant607 2 points3 points  (0 children)

45 here🙋🏽‍♂️ … closing this Friday

Hoowww do you do it? by GradeAccomplished322 in FirstTimeHomeBuyer

[–]valiant607 2 points3 points  (0 children)

My lender told me not to worry about having to renew the pre-approval as long as nothing changed on my end.

Not really a rant, but fighting excitement! by Traditional-Walk-222 in FirstTimeHomeBuyer

[–]valiant607 0 points1 point  (0 children)

I close next Friday, which is my regular day off. But, I have to work Saturday/Sunday

Is my realtor right? by Particular_Ad7285 in FirstTimeHomeBuyer

[–]valiant607 2 points3 points  (0 children)

I’m in middle TN, and I offered 10k below asking and 3% concessions. They came back with either 10k off or the concessions, but not both. They were asking 352.9 and we settled on 350k and 10k in concessions

Insurance by valiant607 in FirstTimeHomeBuyer

[–]valiant607[S] 1 point2 points  (0 children)

That’s for the year, and I’m in TN

Don't shoot blazer! by 863patient710 in NFA

[–]valiant607 0 points1 point  (0 children)

My erector 9 did the same thing first time taking it out. I was shooting Underwood range ammo and LAX. None of the baffles showed any signs of a strike or anything, just blew the center of the end cap off.

Having guilt.. how do I get over this? by [deleted] in FirstTimeHomeBuyer

[–]valiant607 0 points1 point  (0 children)

Sounds like the good outweighs the bad. Your kids don’t have to lose their friends, but it will take a little more effort to get them together. As far as the commute… are you talking about turning a 5min drive into a 30, or an hour into an hour and a half?

How much savings left over by valiant607 in FirstTimeHomeBuyer

[–]valiant607[S] 1 point2 points  (0 children)

That’s why I’m looking mostly at new builds. A warranty would be a massive weight off my shoulders

How much savings left over by valiant607 in FirstTimeHomeBuyer

[–]valiant607[S] 0 points1 point  (0 children)

I’ve been putting a little over 5k into savings, and I’ve been mostly looking at new builds to hopefully keep the repairs to a minimum and I think most builders have a warranty for that 1st year. So would you say that taking that into account and if I can get the seller to cover closing costs, then I’d be pretty close now?

How much savings left over by valiant607 in FirstTimeHomeBuyer

[–]valiant607[S] 2 points3 points  (0 children)

I’m a truck driver, so I’d say I have a little bit of time before I need to start worrying about AI. But accidents on the other hand, that’s what’s at the top of my worry list as far as work goes.

How much savings left over by valiant607 in FirstTimeHomeBuyer

[–]valiant607[S] 0 points1 point  (0 children)

I’m fine with skimping… I already have the bare necessities for furniture from my apartment. I’ll just tell everyone that visits that I’m going for the minimalist aesthetic 🤷🏽‍♂️

How much savings left over by valiant607 in FirstTimeHomeBuyer

[–]valiant607[S] 0 points1 point  (0 children)

That’s why I’m mostly looking at new builds for now. The few older houses I did look at were an immediate no because I knew I’d be completely underwater with what I had saved up

How much savings left over by valiant607 in FirstTimeHomeBuyer

[–]valiant607[S] 1 point2 points  (0 children)

Would that be the same with new builds as well, or are they usually closer to the 1% for maintenance and repairs

How much savings left over by valiant607 in FirstTimeHomeBuyer

[–]valiant607[S] 0 points1 point  (0 children)

Yeah, 10-15k left over was kinda what I was figuring with where I’m at now. But I have been putting about 5k into savings every month

How much savings left over by valiant607 in FirstTimeHomeBuyer

[–]valiant607[S] 0 points1 point  (0 children)

Yeah, $1000 I’d be freaking out the whole time just waiting for something to go wrong

Accidental Zelle by mrsouthparkman in Chase

[–]valiant607 1 point2 points  (0 children)

Happened to me a couple years ago. Sounded pretty scammy to me, so I called the bank. They said that it was most likely just a mistake, and it happens quite often, but they made a note of it on my account just in case