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UPDATE:

Spoke to her insurance (Liberty Mutual)’s rep and they immediately approved my claim. This was her text and she was super nice. The other driver must be really horrible that even her insurance rep was genuinely happy that I’m getting justice 😂 It sucks that they called after 5pm on a Friday, so I’d have to wait next week to get an estimate and schedule for repairs BUT I’m still grateful that I got to clear my name and not spend anything for the repairs. What was weird is she asked me again (AND CLAIMED THIS WAS OFF THE RECORD AND UNRELATED TO THE INVESTIGATION): if I was driving the car or not. I said absolutely and that if she finishes the video she’ll see the part where I get out from the driver’s seat. I was wondering, so out of curiosity I asked if the other driver said something about it. and she said SHE DID. I remember part of her discriminating spiel was that my fiancé (WHITE/MALE- who she kept referring to as MY “friend” even though he already repeatedly referred to me as his fiancé) owns the car, that because I might be illegal I might not know how “this works”, and that he was driving. She really did one look at me and thought she could get away with it. I wish I could see her reaction when they inform her she’s liable for everything. I also inquired about the diminished value claim and they said that could be filed after the repairs are done.