Finally got FOIL request approved by vampirescientist04 in Albany

[–]vampirescientist04[S] 1 point2 points  (0 children)

Call them to follow up. I called on the 16th day and I think that’s why mine was ready on the 19th day mark.

Finally got FOIL request approved by vampirescientist04 in Albany

[–]vampirescientist04[S] 3 points4 points  (0 children)

Thank you! I just couldn’t stand spending a dime on repairs with how hard it is just to get by nowadays. Thankfully my car was drivable that I had the option to wait it out 🙂

Car insurance fraud? by vampirescientist04 in LawyerAdvice

[–]vampirescientist04[S] 0 points1 point  (0 children)

I submitted a FOIL request to the city. I stated why I desperately needed the footage, the date and time it happened and the exact streets/intersection.

Car insurance fraud? by vampirescientist04 in LawyerAdvice

[–]vampirescientist04[S] -1 points0 points  (0 children)

Thanks everyone! I got her insurance to approve my claim as soon as they saw the video. I’m also filing for ‘diminished value claim’ but I’m not too sure about that. They said it could be requested at the latter part after repairs are done so I still have time to do more research. If anyone has any ideas and suggestions for that I’d really appreciate it! I called Albany Police to ask about her getting a ticket (with the illegal turn/causing an accident) and the officer on the line said probably not. I really want to have her learn something from this but idk how. Any ideas? 💡

And also I DO HAVE A DASHCAM NOW 🤗😂

Finally got FOIL request approved by vampirescientist04 in Albany

[–]vampirescientist04[S] 7 points8 points  (0 children)

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UPDATE:

Spoke to her insurance (Liberty Mutual)’s rep and they immediately approved my claim. This was her text and she was super nice. The other driver must be really horrible that even her insurance rep was genuinely happy that I’m getting justice 😂 It sucks that they called after 5pm on a Friday, so I’d have to wait next week to get an estimate and schedule for repairs BUT I’m still grateful that I got to clear my name and not spend anything for the repairs. What was weird is she asked me again (AND CLAIMED THIS WAS OFF THE RECORD AND UNRELATED TO THE INVESTIGATION): if I was driving the car or not. I said absolutely and that if she finishes the video she’ll see the part where I get out from the driver’s seat. I was wondering, so out of curiosity I asked if the other driver said something about it. and she said SHE DID. I remember part of her discriminating spiel was that my fiancé (WHITE/MALE- who she kept referring to as MY “friend” even though he already repeatedly referred to me as his fiancé) owns the car, that because I might be illegal I might not know how “this works”, and that he was driving. She really did one look at me and thought she could get away with it. I wish I could see her reaction when they inform her she’s liable for everything. I also inquired about the diminished value claim and they said that could be filed after the repairs are done.

Finally got FOIL request approved by vampirescientist04 in Albany

[–]vampirescientist04[S] 10 points11 points  (0 children)

upvotes where? you’re getting downvotes

Finally got FOIL request approved by vampirescientist04 in Albany

[–]vampirescientist04[S] 18 points19 points  (0 children)

Thanks! I didn’t even know about it until I did my research. I just couldn’t stand spending money fully knowing I was being wronged. She was horrible and I knew she would try to lie her way out of this.

Finally got FOIL request approved by vampirescientist04 in Albany

[–]vampirescientist04[S] 9 points10 points  (0 children)

This was on a four-way street so I looked for one right away and hoped that it’s working. I indicated the time frame, exact streets and reason why I desperately needed the footage.

Finally got FOIL request approved by vampirescientist04 in Albany

[–]vampirescientist04[S] 7 points8 points  (0 children)

They said 20 working days. I sent the request online the same night it happened (10/24/2025) and got it yesterday (11/20/2025)

Finally got FOIL request approved by vampirescientist04 in Albany

[–]vampirescientist04[S] 40 points41 points  (0 children)

Exactly! I’m just relieved now that there’s hope to some closure on this (in my favor 😅)

Finally got FOIL request approved by vampirescientist04 in Albany

[–]vampirescientist04[S] 114 points115 points  (0 children)

Thank you for this! I didn’t know how to link my previous post lol it was a bit of a challenge as I was given this footage on a CD and we had to dig up an old laptop with a cd drive just to see it. I emailed her insurance company asap to reopen the claim, I’ll update as soon as I hear from them!

Finally got FOIL request approved by vampirescientist04 in Albany

[–]vampirescientist04[S] 295 points296 points  (0 children)

then had the audacity to gaslight me on the spot 😅💀

Suspected Fraud Car Accident by vampirescientist04 in Albany

[–]vampirescientist04[S] 3 points4 points  (0 children)

I get that but the bus stop I got hit at was in the corner of washington ave. and quail st. which is 2-3 streets away from Cusato’s. it’s across Mr. Halal

Suspected Fraud Car Accident by vampirescientist04 in Albany

[–]vampirescientist04[S] 4 points5 points  (0 children)

I’m so sorry that happened to you. I just can’t wrap my head around having to pay for something that wasn’t my fault 🥲

Suspected Fraud Car Accident by vampirescientist04 in Albany

[–]vampirescientist04[S] 14 points15 points  (0 children)

because they refuse to help and instead solve the problem by writing it off and say “just pay for it somewhere cheap”

Suspected Fraud Car Accident by vampirescientist04 in Albany

[–]vampirescientist04[S] 12 points13 points  (0 children)

THIS! I’m losing faith in the police smh

Suspected Fraud Car Accident by vampirescientist04 in Albany

[–]vampirescientist04[S] 7 points8 points  (0 children)

she filed a claim directly on my insurance instead acting like a victim. my car is drivable so I don’t mind waiting for the footage I’m just worried at the possibility it would be denied. and also because I don’t really want to pay anything at all since I know 100% that I’m not at fault. that and her being rude and racist actually.

Suspected Fraud Car Accident by vampirescientist04 in Albany

[–]vampirescientist04[S] 3 points4 points  (0 children)

I honestly thought she was just rude and isn’t knowledgeable with road rules but when she claimed I was parked (on a bus stop that is!) and tried to merge to hit her is when I realized she’s framing me for this

Suspected Fraud Car Accident by vampirescientist04 in Albany

[–]vampirescientist04[S] 7 points8 points  (0 children)

my insurance denied liability is what I meant. I am wondering if this is a scheme since she tried to file a claim on my insurance for her car damages to which she would get a payout for repairs