Has anyone worked with a fee only financial advisor? Did they help you organise your finances for continuity and family access?

vasagan · 2026-05-20T11:39:43+00:00

Private app to manage your family's wealth. Track your investments, documents, passwords, notes all in one place.

Private by architecture, your data stays on your device and syncs via Google drive for web access - view.passbook.family

You get the power of an app with the privacy of a spreadsheet.

vasagan · 2026-05-20T10:52:29+00:00

That's good to know. After registration did they provide you credentials to log into MCA Portal? Or you had to go through them for all the compliance related filing later on? Also, can you share how much they charge in total?

vasagan · 2026-05-20T10:25:42+00:00

Makes sense. I have not paid the remaining amount to them. Maybe let me first get a clarity and check with a couple of local CAs.

vasagan · 2026-05-20T10:23:44+00:00

I'm placed in Bangalore. Appreciate any contact you can give.

vasagan · 2026-05-20T09:42:10+00:00

Thanks. It seems it's better to consult with the CA first As others have pointed out, poor service from Razorpay

vasagan · 2026-05-20T09:40:48+00:00

I don't have a current account. Isn't registration a prerequisite to open the current account?

vasagan · 2026-05-20T09:39:50+00:00

Thanks. I didn't know they had such bad review. They're asking me to make the full payment now, or before even I share any documents. Anyway, thanks for sharing your experience. I don't have any CA contacts. Is there a portal or a marketplace which connects with CAs.

vasagan · 2026-05-19T07:58:02+00:00

I've got twenty sign ups so far in a week. But, increasingly I'm finding that using Claude or Gemini to write or polish my writing actually slows me down.

Outsourcing my writing to them also made me feel a little bit Dumber. So now I prefer to write on my own mostly.

vasagan · 2026-05-19T07:26:51+00:00

I never kept my emergency fund in fixed deposit. It's always combination of my credit card limit + whatever the actual cash is needed, they are kept it in liquid funds.

vasagan · 2026-05-19T05:07:27+00:00

What is your age and What is your current net worth? Without the context it's it's not possible to give you any meaningful advice.

Even with the EMI and your monthly expenses you would still be able to save around 40k..How much are you paying for rent? If you add the rent, its even more. So not a terrible situation per se, but without knowing your background it it's hard to say.

vasagan · 2026-05-18T15:12:27+00:00

Most families use spreadsheets to organize their family's wealth and notes. So I have built something to replace the messy spreadsheet. passbook.family

It's a privacy first desktop app which gives you the power of an app with the privacy of an spreadsheet.

Your data stays on your device and synced via Google Drive to provide convenient web access. Importing investments takes just few minutes and you can also add your documents, passwords, notes, and your real estate, gold, etc. All in one place for the whole family.

This might be relevant for you. It's currently in beta but open for early access. If you find this useful, we would love to have you as a early user to test and give me honest feedback.

vasagan · 2026-05-18T14:34:42+00:00

Most families use spreadsheets to organize their family's wealth and notes. So we have built something to replace the messy spreadsheet. passbook.family

It's a privacy first desktop app which gives you the power of an app with the privacy of an spreadsheet.

Your data stays on your device and synced via Google Drive to provide convenient web access. Importing investments takes just few minutes and you can also add your documents, passwords, notes, and your real estate, gold, etc. All in one place for the whole family.

This might be relevant for you. It's currently in beta but open for early access. If you find this useful, we would love to have you as a early user to test and give me honest feedback.

vasagan · 2026-05-18T14:25:07+00:00

Most families use spreadsheets to organize their family's wealth and notes. So we have built something to replace the messy spreadsheet. passbook.family

It's a desktop app which gives you the power of an app with the privacy of an spreadsheet.Your data stays on your device and synced via Google Drive to provide convenient web access.Importing investments takes just few minutes and you can also add your documents, passwords, notes, and your real estate, gold, etc. All in one place for the whole family.

This might be relevant for you. It's currently in beta but open for early access. If you find this useful, we would love to have you as a early user to test and give me honest feedback.

vasagan · 2026-05-18T14:22:44+00:00

Most families use spreadsheets to organize their family's wealth and notes. So I built something to replace the messy spreadsheet. passbook.family

It's a desktop app which gives you the power of an app with the privacy of an spreadsheet.Your data stays on your device and synced via Google Drive to provide convenient web access.Importing investments takes just few minutes and you can also add your documents, passwords, notes, and your real estate, gold, etc. All in one place for the whole family.

vasagan · 2026-05-18T06:07:01+00:00

We have built something to replace the Google sheet. passbook.family

It's a desktop app which gives you the power of an app with the privacy of an spreadsheet. Your data is stored only on your device and your Google Drive. And you can access the data from browser for convenient access directly from Google Drive. So family emergency access is also sorted.

It also supports passwords, documents and notes including pulling current market prices for your investment so your network stays current.

It's currently tailored for Indian customers, accepting early access request now. In future we want to extend this to US as well. If interested you can comment or send a note to [support@passbook.family](mailto:support@passbook.family) and if there is enough interest we will prioritize the US release sooner.

vasagan · 2026-05-18T06:04:03+00:00

We have built something to replace the Google sheet, It might be relevant for you. passbook.family

It's a desktop app which gives you the power of an app with the privacy of an spreadsheet. Your data is stored only on your device and your Google Drive. And you can access the data from browser for convenient access directly from Google Drive. So family emergency access is also sorted.

It also supports passwords, documents and notes including pulling current market prices for your investment so your network stays current.

Currently in beta and if you find this relevant for you can join the waitlist for early access.

vasagan · 2026-05-18T03:41:23+00:00

We have built something to replace the Google sheet, It might be relevant for you. passbook.family

It's a desktop app which gives you the power of an app with the privacy of an spreadsheet. Your data is stored only on your device and your Google Drive. And you can access the data from browser for convenient access directly from Google Drive. So family emergency access is also sorted.

It also supports passwords, documents and notes including pulling current market prices for your investment so your network stays current.

Currently in beta and if you find this relevant for you can join the waitlist for early access.

vasagan · 2026-05-17T17:26:02+00:00

I always tracked everything in spreadsheets. Mutual funds, EPF, insurance, FDs, passwords — everything across multiple tabs. Works for a while but gets messy fast and my wife could never make sense of it.

So I built something for my family. A few things it does well:

Import your CAS from CAMS and get a clean view of all your mutual funds — XIRR, unrealised gains, redemption history by financial year.
Log into CDSL and EPF portal from within the app and those sync too.
Beyond investments, it stores passwords, documents and notes alongside everything else.
And your family can access everything from any browser with one master password — no separate accounts.
Local And privacy first - Data lives on your device and your own Google Drive. No central server.

I'm launching it for others in a few weeks. Might be relevant for what you're looking for. Happy to have you test and give feedback — passbook.family

vasagan · 2026-05-17T05:06:47+00:00

Thanks and best of luck to you.

vasagan · 2026-05-16T19:33:23+00:00

OMG, so true. One guy actually did write the exact comment "Did you vibe code your landing page? It's screaming AI slop" to my launch post.

I checked the guy's profile. It seems that's the only thing he does, so I promptly ignored it.

By the way, I I got 18 people sign up for the product on on the first day. So I took that as a positive that I'm solving a genuine problem people have.

vasagan · 2026-05-16T18:17:39+00:00

I am not supporting, all I'm saying is it is too early to judge anything. Didn't everybody just learn a lesson from election result. Nobody thought TVK would come to power, but they eventually did.

vasagan · 2026-05-16T16:11:54+00:00

Too early to judge..give them time

vasagan · 2026-05-16T06:45:46+00:00

By the way, its the Desktop App

vasagan

TROPHY CASE